{"id":23936,"date":"2024-04-15T12:16:08","date_gmt":"2024-04-15T10:16:08","guid":{"rendered":"https:\/\/www.digiteal.eu\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/"},"modified":"2025-01-20T14:22:22","modified_gmt":"2025-01-20T13:22:22","slug":"les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir","status":"publish","type":"post","link":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/","title":{"rendered":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7zzqnve-ea88c19e7896eae693148e2f7a704b0e\">\n.avia-section.av-7zzqnve-ea88c19e7896eae693148e2f7a704b0e{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/SDD-BLOG.png);\nbackground-position:0% 0%;\nbackground-attachment:scroll;\n}\n.avia-section.av-7zzqnve-ea88c19e7896eae693148e2f7a704b0e .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#e0e0e0;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-7zzqnve-ea88c19e7896eae693148e2f7a704b0e main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_px='500'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:500px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-7k8tpne-d7865f6e3a0ee6855942cc2684596498 av_two_third  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f\">\n#top .av-special-heading.av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f{\npadding-bottom:10px;\ncolor:#000000;\n}\nbody .av-special-heading.av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lr0rze5w-5df477fa5a9b8397f63e2718a52a043f av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-thin-font'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  ><strong>Les pr\u00e9l\u00e8vements SEPA :<\/strong> Tout ce que vous devez savoir<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av_section_2'  class='avia-section av-72w5pqy-0a5792e13bb04e0527efbfdf156f1d9f main_color avia-section-default avia-no-shadow  avia-builder-el-3  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-1dcfjp7-b4e9c95f1a018727197c891bb898491b sc-av_four_fifth av-equal-height-column-flextable'><div  class='flex_column av-1dcfjp7-b4e9c95f1a018727197c891bb898491b av_four_fifth  avia-builder-el-4  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr0s07wx-9c9da7d7b2a7b0b07effb8013555b412\">\n#top #wrap_all .iconbox.av-lr0s07wx-9c9da7d7b2a7b0b07effb8013555b412 .iconbox_content_title{\nfont-size:28px;\n}\n.iconbox.av-lr0s07wx-9c9da7d7b2a7b0b07effb8013555b412 .iconbox_content_container{\nfont-size:20px;\n}\n<\/style>\n<article  class='iconbox iconbox_left_content av-lr0s07wx-9c9da7d7b2a7b0b07effb8013555b412  avia-builder-el-5  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello'  ><\/div><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : \"><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Autoris\u00e9 par la r\u00e9glementation SEPA dans tous les pays de la zone du m\u00eame nom, les <\/span><b>pr\u00e9l\u00e8vements SEPA<\/b><span style=\"font-weight: 400;\"> permettent de collecter directement des montants r\u00e9guliers ou ponctuels du compte bancaire du client via la signature d\u2019un mandat valide. Cette m\u00e9thode de paiement acc\u00e9l\u00e8re la collecte des pr\u00e9l\u00e8vements automatiques, simplifie les proc\u00e9dures administratives, r\u00e9duit le risque d\u2019erreur et am\u00e9liore la transparence de la tr\u00e9sorerie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dans cet article, nos experts vous expliquent ce qu\u2019est un pr\u00e9l\u00e8vement SEPA, aussi appel\u00e9 \u201cSEPA Direct Debit\u201d, ses avantages, dans quels cas utiles les proposer \u00e0 vos clients et savoir en pratique, comment les impl\u00e9menter \u00e0 votre organisation.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<p><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-lvijne-297349d5ee92ff71ef78a1cb74cae0eb main_color avia-section-default avia-no-border-styling  avia-builder-el-6  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-5mkr2oq-9f2924383c6c156c5e8518a41ba8d498 av_one_full  avia-builder-el-7  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr4p2pqn-270ed9bf3b8e440d537c2678e1087eba\">\n#top .av-special-heading.av-lr4p2pqn-270ed9bf3b8e440d537c2678e1087eba{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lr4p2pqn-270ed9bf3b8e440d537c2678e1087eba .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lr4p2pqn-270ed9bf3b8e440d537c2678e1087eba .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lr4p2pqn-270ed9bf3b8e440d537c2678e1087eba av-special-heading-h2 blockquote modern-quote  avia-builder-el-8  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Qu\u2019est ce qu\u2019un pr\u00e9l\u00e8vement SEPA ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1cdwem3-7ccbe90d495a7198fd7afbf7dcfdbdf9\">\n#top .hr.av-1cdwem3-7ccbe90d495a7198fd7afbf7dcfdbdf9{\nmargin-top:20px;\nmargin-bottom:20px;\n}\n.hr.av-1cdwem3-7ccbe90d495a7198fd7afbf7dcfdbdf9 .hr-inner{\nwidth:50px;\n}\n<\/style>\n<div  class='hr av-1cdwem3-7ccbe90d495a7198fd7afbf7dcfdbdf9 hr-custom  avia-builder-el-9  el_after_av_heading  el_before_av_textblock  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-lr0s47fr-d1459f91c7653da3afe0d94571e7b68c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Le pr\u00e9l\u00e8vement SEPA (SDD) autorise le cr\u00e9diteur \u00e0 <\/span><b>op\u00e9rer des op\u00e9rations de d\u00e9bit, r\u00e9currentes ou occasionnelles,\u00a0 sur les comptes bancaires de tous leurs clients <\/b><span style=\"font-weight: 400;\">de la zone SEPA.<\/span><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-si78bf-73c1946d26897cb7d22a66feac759537 av_one_fourth  avia-builder-el-11  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><\/div><div  class='flex_column av-158xpx7-fb0d09e8c4b9d91707913d40cb7c628d av_one_half  avia-builder-el-12  el_after_av_one_fourth  el_before_av_one_fourth  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lsxbdl5x-66068f05b43a6e46980b69d52d80fd50\">\n.avia-image-container.av-lsxbdl5x-66068f05b43a6e46980b69d52d80fd50 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lsxbdl5x-66068f05b43a6e46980b69d52d80fd50 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lsxbdl5x-66068f05b43a6e46980b69d52d80fd50 av-styling- avia-align-center  avia-builder-el-13  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-23910 avia-img-lazy-loading-not-23910 avia_image ' src=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/BLOG-LIEN-Post-FBLK-1.png\" alt='SEPA Direct Debit Digiteal' title='BLOG - LIEN - Post FB&amp;LK'  height=\"788\" width=\"940\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/BLOG-LIEN-Post-FBLK-1.png 940w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/BLOG-LIEN-Post-FBLK-1-768x644.png 768w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/BLOG-LIEN-Post-FBLK-1-705x591.png 705w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><\/div><\/div><\/div><\/div><div  class='flex_column av-1rkgby3-633482c0b312379286e7e1b3a7e1c452 av_one_fourth  avia-builder-el-14  el_after_av_one_half  el_before_av_hr  flex_column_div  column-top-margin'     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0mfhz0-4dcd1ef1896d15091d0a7c0eee4f9f06\">\n#top .hr.hr-invisible.av-lv0mfhz0-4dcd1ef1896d15091d0a7c0eee4f9f06{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-lv0mfhz0-4dcd1ef1896d15091d0a7c0eee4f9f06 hr-invisible  avia-builder-el-15  el_after_av_one_fourth  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lul7mclp-3dfcd3ea32e0b1fce95779317568c55f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Ces op\u00e9rations sont autoris\u00e9es via un mandat sign\u00e9 par le d\u00e9biteur, simplement en indiquant un num\u00e9ro de r\u00e9f\u00e9rence d\u2019un mandat unique (RUM). Le num\u00e9ro international du compte bancaire (IBAN) et le code d\u2019identification de la banque (BIC) peuvent optionnellement \u00eatre fournis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Les pr\u00e9l\u00e8vements directs SEPA exemptent le cr\u00e9diteur d&rsquo;envoyer un titre de paiement pour chaque \u00e9ch\u00e9ance de r\u00e8glement ou d&rsquo;op\u00e9ration r\u00e9currente puisqu&rsquo;il a explicitement consenti \u00e0 \u00eatre d\u00e9bit\u00e9 directement le montant d\u00fb sur son compte bancaire.<\/span><\/p>\n<\/div><\/section>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-5gr27fe-528fbd1b5676d526798d521d9c9f05b4 main_color avia-section-default avia-no-border-styling  avia-builder-el-17  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hd3htm-4cc09838fdc78fb80f027646b29e88ff\">\n#top .flex_column.av-hd3htm-4cc09838fdc78fb80f027646b29e88ff{\nmargin-top:0px;\nmargin-bottom:-10px;\n}\n.responsive #top #wrap_all .flex_column.av-hd3htm-4cc09838fdc78fb80f027646b29e88ff{\nmargin-top:0px;\nmargin-bottom:-10px;\n}\n<\/style>\n<div  class='flex_column av-hd3htm-4cc09838fdc78fb80f027646b29e88ff av_one_full  avia-builder-el-18  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr4nmkpn-38bcca6ec49084175850e029c3b1980e\">\n#top .av-special-heading.av-lr4nmkpn-38bcca6ec49084175850e029c3b1980e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lr4nmkpn-38bcca6ec49084175850e029c3b1980e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lr4nmkpn-38bcca6ec49084175850e029c3b1980e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lr4nmkpn-38bcca6ec49084175850e029c3b1980e av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-19  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Types de pr\u00e9l\u00e8vements SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lr4nleu6-48d554716e3ac28ec6b9e441f49b24b7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Il y a deux types de pr\u00e9l\u00e8vements SEPA. <\/span><span style=\"font-weight: 400;\">Tous deux sont destin\u00e9s \u00e0 remplacer les domiciliations nationales \u00ab\u00a0classiques\u00a0\u00bb telles que nous les connaissions depuis avant 2010.<\/span><\/p>\n<\/div><\/section><\/p><\/div><div class='flex_column_table av-2aoizrv-b880771d9ce0c508c5b242c6c566641f sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2aoizrv-b880771d9ce0c508c5b242c6c566641f\">\n@keyframes av_boxShadowEffect_av-2aoizrv-b880771d9ce0c508c5b242c6c566641f-column {\n0%   { box-shadow:  0 0 0 0 #efefef; opacity: 1; }\n100% { box-shadow:  0 0 3px 0 #efefef; opacity: 1; }\n}\n.flex_column.av-2aoizrv-b880771d9ce0c508c5b242c6c566641f{\nbox-shadow: 0 0 3px 0 #efefef;\nborder-radius:5px 5px 5px 5px;\npadding:30px 30px 30px 30px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-2aoizrv-b880771d9ce0c508c5b242c6c566641f av_one_half  avia-builder-el-21  el_after_av_one_full  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-top shadow-not-animated  column-top-margin'     ><section  class='av_textblock_section av-lsxa9nxj-0e49cf4fd5fa35f6c889f01faa569179 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: left;\"><strong><b>SEPA Core Direct Debit<\/b><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Le pr\u00e9l\u00e8vement SEPA Core Direct est adaptable pour tous les clients, que ce soit B2C ou B2B.<\/span><\/p>\n<\/div><\/section><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0n4bgy-cb7e6214421db555b79236e83dde0ab9\">\n@keyframes av_boxShadowEffect_av-lv0n4bgy-cb7e6214421db555b79236e83dde0ab9-column {\n0%   { box-shadow:  0 0 0 0 #efefef; opacity: 1; }\n100% { box-shadow:  0 0 3px 0 #efefef; opacity: 1; }\n}\n.flex_column.av-lv0n4bgy-cb7e6214421db555b79236e83dde0ab9{\nbox-shadow: 0 0 3px 0 #efefef;\nborder-radius:5px 5px 5px 5px;\npadding:30px 30px 30px 30px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-lv0n4bgy-cb7e6214421db555b79236e83dde0ab9 av_one_half  avia-builder-el-23  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top shadow-not-animated  column-top-margin'     ><section  class='av_textblock_section av-lsxaa8lv-1c223486274c82d68e31eb9c7b2d0f73 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: left;\"><strong><b>Les pr\u00e9l\u00e8vements SEPA B2B\u00a0<\/b><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Le pr\u00e9l\u00e8vement SEPA B2B Direct est exclusivement r\u00e9serv\u00e9 aux paiements entre les entreprises, les organisations et les professionnels, sous certaines conditions.<\/span><\/p>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8fyc4av-db1cbed83d1c327d4c1e7e39e40a6ff3\">\n.avia-section.av-8fyc4av-db1cbed83d1c327d4c1e7e39e40a6ff3{\nbackground-color:#4ecac2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-8fyc4av-db1cbed83d1c327d4c1e7e39e40a6ff3 main_color avia-section-default avia-no-border-styling  avia-builder-el-25  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7v6s953-596b87d5bb2c06168aa555e765995375\">\n#top .av-special-heading.av-7v6s953-596b87d5bb2c06168aa555e765995375{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-7v6s953-596b87d5bb2c06168aa555e765995375 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-7v6s953-596b87d5bb2c06168aa555e765995375 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-7v6s953-596b87d5bb2c06168aa555e765995375 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-7v6s953-596b87d5bb2c06168aa555e765995375 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-26  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Pays de la zone SEPA qui autorise les pr\u00e9l\u00e8vements SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7rxm5af-5a8deecf8bae5d4aa5442496f5c95627\">\n#top .hr.av-7rxm5af-5a8deecf8bae5d4aa5442496f5c95627{\nmargin-top:20px;\nmargin-bottom:30px;\n}\n.hr.av-7rxm5af-5a8deecf8bae5d4aa5442496f5c95627 .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-7rxm5af-5a8deecf8bae5d4aa5442496f5c95627 hr-custom  avia-builder-el-27  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-750nxhj-edbd75378a93930a7e86257e12ed1f94\">\n#top .av_textblock_section.av-750nxhj-edbd75378a93930a7e86257e12ed1f94 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-750nxhj-edbd75378a93930a7e86257e12ed1f94 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les op\u00e9rations de SEPA sont possibles au sein de la <\/span><a href=\"https:\/\/www.digiteal.eu\/fr\/sepa-c-est-quoi\/\"><span style=\"font-weight: 400;\">zone SEPA<\/span><\/a><span style=\"font-weight: 400;\">, qui inclut actuellement 36 pays et b\u00e9n\u00e9ficie d\u2019une couverture g\u00e9ographique large. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">La zone SEPA se compose de:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tous les pays membres de l\u2019Union Europ\u00e9enne:<\/b><span style=\"font-weight: 400;\"> Allemagne, Autriche, Belgique, Bulgarie, Croatie, Chypre, Danemark, Espagne, Estonie, Finlande, France, Gr\u00e8ce, Hongrie, Irlande, Italie, Lettonie, Lituanie, Luxembourg, Malte, Pays-Bas, Pologne, Portugal, Roumanie, Slovaquie, Slov\u00e9nie, Su\u00e8de, R\u00e9publique Tch\u00e8que.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quelques pays de l\u2019EEA (European Economic Area): <\/b><span style=\"font-weight: 400;\">Islande, Liechtenstein, Norv\u00e8ge<\/span><\/li>\n<\/ul>\n<p><b>Autres pays hors de l\u2019EEA:<\/b><span style=\"font-weight: 400;\"> Andorre, Monaco, Royaume-Uni, Saint-Marin, Suisse, Vatican.<\/span><\/p>\n<\/div><\/section>\n\n<p><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_6'  class='avia-section av-3qcyamy-4ce6d62ecd3313bb2aaca02b19cc4ff4 main_color avia-section-default avia-no-border-styling  avia-builder-el-29  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr4nqwx3-669e3fc46f643f54675833015733c506\">\n#top .av-special-heading.av-lr4nqwx3-669e3fc46f643f54675833015733c506{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lr4nqwx3-669e3fc46f643f54675833015733c506 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lr4nqwx3-669e3fc46f643f54675833015733c506 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lr4nqwx3-669e3fc46f643f54675833015733c506 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-30  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Avantages du pr\u00e9l\u00e8vement SEPA <\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2zvego7-6ebd1c03f22b5ad2717687adfa0f60db\">\n#top .hr.av-2zvego7-6ebd1c03f22b5ad2717687adfa0f60db{\nmargin-top:20px;\nmargin-bottom:30px;\n}\n.hr.av-2zvego7-6ebd1c03f22b5ad2717687adfa0f60db .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-2zvego7-6ebd1c03f22b5ad2717687adfa0f60db hr-custom  avia-builder-el-31  el_after_av_heading  el_before_av_one_half  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-142wivb-51fefb3fa91242a65e27ddedb2b09514 av_one_half  avia-builder-el-32  el_after_av_hr  el_before_av_one_half  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0lx77l-724d9e5f4266e6789fe7ee8237ab5a3e\">\n#top .av-special-heading.av-lv0lx77l-724d9e5f4266e6789fe7ee8237ab5a3e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lv0lx77l-724d9e5f4266e6789fe7ee8237ab5a3e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lv0lx77l-724d9e5f4266e6789fe7ee8237ab5a3e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lv0lx77l-724d9e5f4266e6789fe7ee8237ab5a3e av-special-heading-h3 blockquote modern-quote  avia-builder-el-33  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >POUR LES ENTREPRISES, ORGANISATIONS ET ADMINISTRATIONS EMETTRICES : <\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lv0lu1lb-ddf1c35f3e202abccd65089a56d2e169 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Transparence des flux de tr\u00e9sorerie :<\/b><span style=\"font-weight: 400;\"> avoir le contr\u00f4le sur les dates de collecte et obtenir des pr\u00e9visions de tr\u00e9sorerie fiables.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Efficacit\u00e9 croissante gr\u00e2ce \u00e0 la r\u00e9duction des t\u00e2ches administratives <\/b><span style=\"font-weight: 400;\">en relation avec les paiements et leur suivi<\/span> <span style=\"font-weight: 400;\">(pas besoin de rappels en cas de paiements non re\u00e7us,&#8230;).<\/span><\/li>\n<\/ul>\n<p><b>Aucun risque de voir son paiement refus\u00e9,<\/b><span style=\"font-weight: 400;\"> d\u00fb \u00e0 l\u2019expiration d\u2019une carte ou \u00e0 sa perte.<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0lw26u-78f0834f9a9225bc9f7643833e2526d3\">\n#top .av-special-heading.av-lv0lw26u-78f0834f9a9225bc9f7643833e2526d3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lv0lw26u-78f0834f9a9225bc9f7643833e2526d3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lv0lw26u-78f0834f9a9225bc9f7643833e2526d3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lv0lw26u-78f0834f9a9225bc9f7643833e2526d3 av-special-heading-h3 blockquote modern-quote  avia-builder-el-35  el_after_av_textblock  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >POUR LES CLIENTS :<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lsyrb8ef-e4c3d04d44a90cba63fc596bd84e8d14 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Temps \u00e9pargn\u00e9 et tranquillit\u00e9 d\u2019esprit : <\/b><span style=\"font-weight: 400;\">les pr\u00e9l\u00e8vements sont faits automatiquement et<\/span> <span style=\"font-weight: 400;\">ne n\u00e9cessitent pas d\u2019intervention du client<\/span> <span style=\"font-weight: 400;\">pendant toute la dur\u00e9e de validit\u00e9 du mandat de domiciliation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Aucun risque d\u2019erreur d\u2019encodage <\/b><span style=\"font-weight: 400;\">en<\/span> <span style=\"font-weight: 400;\">comparaison avec les transferts bancaires traditionnels.<\/span><\/li>\n<\/ul>\n<p><b>Aucun risque d\u2019oubli de paiement <\/b><span style=\"font-weight: 400;\">et, par cons\u00e9quent, aucun risque d&rsquo;interruption de service. <\/span><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-s0kt2f-9fa8b17a386310cfc7ef621a4c19e86a av_one_half  avia-builder-el-37  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0lygrl-42f0de79f10f0180abf491bf501f2036\">\n.avia-image-container.av-lv0lygrl-42f0de79f10f0180abf491bf501f2036 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lv0lygrl-42f0de79f10f0180abf491bf501f2036 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lv0lygrl-42f0de79f10f0180abf491bf501f2036 av-styling- avia-align-center  avia-builder-el-38  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-24867 avia-img-lazy-loading-not-24867 avia_image ' src=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices.png\" alt='Les avantages des domiciliations et pr\u00e9l\u00e8vements SEPA (SEPA Direct Debit)' title='Les avantages des domiciliations et pr\u00e9l\u00e8vements SEPA (SEPA Direct Debit)'  height=\"1200\" width=\"1200\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices.png 1200w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices-768x768.png 768w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices-36x36.png 36w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices-180x180.png 180w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2025\/01\/prelevements-sepa-direct-debit-sdd-benefices-705x705.png 705w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_7'  class='avia-section av-6uqa61z-4ac4fef5c31333ec138a5440730dd7bb alternate_color avia-section-default avia-no-border-styling  avia-builder-el-39  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul7ydi9-4c5d9028a409677f83773cc58cbce74b\">\n#top .av-special-heading.av-lul7ydi9-4c5d9028a409677f83773cc58cbce74b{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lul7ydi9-4c5d9028a409677f83773cc58cbce74b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul7ydi9-4c5d9028a409677f83773cc58cbce74b .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul7ydi9-4c5d9028a409677f83773cc58cbce74b av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-40  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Comment les pr\u00e9l\u00e8vements SEPA fonctionnent-ils ?  <\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-66h5zev-498b6466fb8972ffcba75ec0f804075d\">\n#top .hr.av-66h5zev-498b6466fb8972ffcba75ec0f804075d{\nmargin-top:20px;\nmargin-bottom:20px;\n}\n.hr.av-66h5zev-498b6466fb8972ffcba75ec0f804075d .hr-inner{\nwidth:50px;\n}\n<\/style>\n<div  class='hr av-66h5zev-498b6466fb8972ffcba75ec0f804075d hr-custom  avia-builder-el-41  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lul7zd3z-ac38c6a317aef3d53a97c51594bc548a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">En termes simples, il est tout d\u2019abord n\u00e9cessaire de s\u2019assurer que les deux banques puissent traiter les pr\u00e9l\u00e8vements SEPA. Ensuite, le cr\u00e9diteur fait signer au d\u00e9biteur un mandat de pr\u00e9l\u00e8vement SEPA valide. Une fois que cette \u00e9tape est valid\u00e9e, le cr\u00e9diteur envoie une pr\u00e9-notification avant tout premier pr\u00e9l\u00e8vement avec un <\/span><b>pr\u00e9avis de 14 jours<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Apr\u00e8s ceci, le pr\u00e9l\u00e8vement peut se faire <\/span><b>automatiquement<\/b><span style=\"font-weight: 400;\">. Finalement, le cr\u00e9diteur doit garder (ou \u00eatre conserv\u00e9s par un tiers) tous les mandats afin d\u2019en assurer leur gestion jusqu\u2019\u00e0 leur expiration.<\/span><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul7zneo-eee061012043c7d6a9d2dc40f4a2bdd6\">\n#top .av-special-heading.av-lul7zneo-eee061012043c7d6a9d2dc40f4a2bdd6{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lul7zneo-eee061012043c7d6a9d2dc40f4a2bdd6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul7zneo-eee061012043c7d6a9d2dc40f4a2bdd6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul7zneo-eee061012043c7d6a9d2dc40f4a2bdd6 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-43  el_after_av_textblock  el_before_av_hr '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Dans quels cas offrir les pr\u00e9l\u00e8vements SEPA ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0nlbfl-db335e0859e6fd54da4d0baef3cdcf64\">\n#top .hr.av-lv0nlbfl-db335e0859e6fd54da4d0baef3cdcf64{\nmargin-top:20px;\nmargin-bottom:20px;\n}\n.hr.av-lv0nlbfl-db335e0859e6fd54da4d0baef3cdcf64 .hr-inner{\nwidth:50px;\n}\n<\/style>\n<div  class='hr av-lv0nlbfl-db335e0859e6fd54da4d0baef3cdcf64 hr-custom  avia-builder-el-44  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lul80k7c-8d0d7f6b64ca13625a78efd264f42693 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Toutes les entreprises qui demandent des paiements r\u00e9currents sont g\u00e9n\u00e9ralement les mieux plac\u00e9es pour le pr\u00e9l\u00e8vement SEPA. Surtout si la collecte des paiements est effectu\u00e9e tous les mois, toutes les semaines, etc. Les entreprises les plus courantes sont les t\u00e9l\u00e9coms, les services publics (\u00e9nergie, eau, etc.), les entreprises qui proposent un service de paiement en ligne.<\/span><\/p>\n<\/div><\/section>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4uhmmiv-8357d3cea7f4ded7c9c36bb00a882d01\">\n.avia-section.av-4uhmmiv-8357d3cea7f4ded7c9c36bb00a882d01{\nbackground-color:#4ecac2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_8'  class='avia-section av-4uhmmiv-8357d3cea7f4ded7c9c36bb00a882d01 main_color avia-section-default avia-no-border-styling  avia-builder-el-46  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-1qusk13-ddaaeb591dc634d6f4f5221ea3037b64 av_two_third  avia-builder-el-47  el_before_av_one_third  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul810zj-6819f67e803a43a152fe2b9f495c0d55\">\n#top .av-special-heading.av-lul810zj-6819f67e803a43a152fe2b9f495c0d55{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lul810zj-6819f67e803a43a152fe2b9f495c0d55 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul810zj-6819f67e803a43a152fe2b9f495c0d55 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lul810zj-6819f67e803a43a152fe2b9f495c0d55 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul810zj-6819f67e803a43a152fe2b9f495c0d55 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-48  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Les pr\u00e9l\u00e8vements SEPA sont-ils s\u00e9curis\u00e9s ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4a6mlzb-de6f94b8d3888a0bbd8e1adc92770251\">\n#top .hr.av-4a6mlzb-de6f94b8d3888a0bbd8e1adc92770251{\nmargin-top:20px;\nmargin-bottom:30px;\n}\n.hr.av-4a6mlzb-de6f94b8d3888a0bbd8e1adc92770251 .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-4a6mlzb-de6f94b8d3888a0bbd8e1adc92770251 hr-custom  avia-builder-el-49  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul81cwi-fe8d9a8ae765ef01166c350ad62ae5fd\">\n#top .av_textblock_section.av-lul81cwi-fe8d9a8ae765ef01166c350ad62ae5fd .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lul81cwi-fe8d9a8ae765ef01166c350ad62ae5fd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les pr\u00e9l\u00e8vements SEPA sont certainement la mani\u00e8re<\/span><b> la plus s\u00e9curis\u00e9e d\u2019\u00eatre pay\u00e9 \u00e0 temps et de fa\u00e7on plus r\u00e9guli\u00e8re<\/b><span style=\"font-weight: 400;\">.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Toutefois, il est n\u00e9cessaire de s\u2019assurer que le mandat SEPA, <strong>autorisant les pr\u00e9l\u00e8vements, est valide et confirm\u00e9.\u00a0<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si le d\u00e9biteur r\u00e9clame un pr\u00e9l\u00e8vement <\/span><span style=\"font-weight: 400;\">Core<\/span><span style=\"font-weight: 400;\"> end\u00e9ans les 8 premi\u00e8res semaines, le pr\u00e9l\u00e8vement sera annul\u00e9 par la banque, sans poser de question. Il peut \u00e9galement se faire end\u00e9ans les 13 mois, mais uniquement si l\u2019op\u00e9ration est erron\u00e9e ou non autoris\u00e9e.<\/span><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-1751ps7-deab3d82abb21b6b73ab03ffd07bef1b av_one_third  avia-builder-el-51  el_after_av_two_third  avia-builder-el-last  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-rvvhdz-bdd4ff3c6e6492f3fc63fed0b33fcbd6\">\n.avia-image-container.av-rvvhdz-bdd4ff3c6e6492f3fc63fed0b33fcbd6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-rvvhdz-bdd4ff3c6e6492f3fc63fed0b33fcbd6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-rvvhdz-bdd4ff3c6e6492f3fc63fed0b33fcbd6 av-styling- avia-align-center  avia-builder-el-52  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-23396 avia-img-lazy-loading-not-23396 avia_image ' src=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/02\/payment-4334491_1280.jpg\" alt='Payment' title='payment-4334491_1280'  height=\"853\" width=\"1280\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/02\/payment-4334491_1280.jpg 1280w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/02\/payment-4334491_1280-768x512.jpg 768w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/02\/payment-4334491_1280-705x470.jpg 705w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_9'  class='avia-section av-40oixs7-66441b37440d8aea8fa07a2c9505ad07 main_color avia-section-default avia-no-border-styling  avia-builder-el-53  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul81t56-24cd2e0fa7265aead7e5da9bb3f7734f\">\n#top .av-special-heading.av-lul81t56-24cd2e0fa7265aead7e5da9bb3f7734f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lul81t56-24cd2e0fa7265aead7e5da9bb3f7734f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul81t56-24cd2e0fa7265aead7e5da9bb3f7734f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul81t56-24cd2e0fa7265aead7e5da9bb3f7734f av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-54  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Informations requises concernant les pr\u00e9l\u00e8vements SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lul827c2-ad451e3df3eaa7e02f83a603a3de67eb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Chaque pr\u00e9l\u00e8vement SEPA doit au minimum inclure les informations suivantes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Une r\u00e9f\u00e9rence de mandat unique <\/span><b>(RUM)<\/b><span style=\"font-weight: 400;\"> afin d\u2019identifier chaque pr\u00e9l\u00e8vement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Le <\/span><b>statut de paiement<\/b><span style=\"font-weight: 400;\">:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><i><span style=\"font-weight: 400;\">OneOff<\/span><\/i><span style=\"font-weight: 400;\"> pour un pr\u00e9l\u00e8vement ponctuel<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><i><span style=\"font-weight: 400;\">First<\/span><\/i><span style=\"font-weight: 400;\"> s\u2019il s\u2019agit un premier pr\u00e9l\u00e8vement d\u2019une s\u00e9rie<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><i><span style=\"font-weight: 400;\">Recurrent<\/span><\/i><span style=\"font-weight: 400;\"> pour des op\u00e9rations cons\u00e9cutives d\u2019une s\u00e9rie<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><i><span style=\"font-weight: 400;\">Final<\/span><\/i><span style=\"font-weight: 400;\"> pour indiquer le dernier pr\u00e9l\u00e8vement d\u2019une s\u00e9rie.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">La <\/span><b>date de la signature du mandat\u00a0<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul82m1k-5cdf203e5c14918db3c4c2a13e957fae\">\n#top .av-special-heading.av-lul82m1k-5cdf203e5c14918db3c4c2a13e957fae{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lul82m1k-5cdf203e5c14918db3c4c2a13e957fae .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul82m1k-5cdf203e5c14918db3c4c2a13e957fae .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul82m1k-5cdf203e5c14918db3c4c2a13e957fae av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-56  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Comment proposer et collecter les pr\u00e9l\u00e8vements SEPA?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-lul8360w-11b22f86c6c337a9cb46ec9d4ec458b7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Afin de param\u00e9trer les pr\u00e9l\u00e8vements directs SEPA, il faut:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Obtenir un <\/span><b>Identifiant Cr\u00e9ancier<\/b> <b>SEPA (ICS)<\/b><span style=\"font-weight: 400;\"> fourni par votre banque.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoir \u00e9tabli, sign\u00e9 et avoir g\u00e9r\u00e9 les autorisations de pr\u00e9l\u00e8vements SEPA, soit les mandats, avec vos d\u00e9biteurs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Informer le d\u00e9biteur au sujet du prochain pr\u00e9l\u00e8vement \u00e0 venir via une <\/span><b>pr\u00e9-notification.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Envoyer l\u2019ordre de pr\u00e9l\u00e8vement SEPA \u00e0 la banque.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">Traiter les <\/span><b>annulations <\/b><span style=\"font-weight: 400;\">du pr\u00e9l\u00e8vement SEPA sur base d\u2019un <\/span><b>code justificatiant la raison de l\u2019annulation<\/b><span style=\"font-weight: 400;\">, appel\u00e9 le \u201creason code\u201d.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Conserver le mandat <\/b><span style=\"font-weight: 400;\">pour la dur\u00e9e de sa validit\u00e9.<\/span><\/li>\n<\/ul>\n<p><b><\/b><br \/>\n<span style=\"font-weight: 400;\">Ce processus suppose de <\/span><b>disposer d&rsquo;une expertise technique et organisationnelle suffisante<\/b><span style=\"font-weight: 400;\"> pour \u00e9tablir des mandats SEPA valides et s\u00e9curis\u00e9s, les archiver, les collecter, les enregistrer et de transmettre ses ordres de paiement aux banques.<\/span><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2abo1d3-50b2ba023d95d6edb76177468e9065ca\">\n.avia-section.av-2abo1d3-50b2ba023d95d6edb76177468e9065ca{\nbackground-color:#0db5c0;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_10'  class='avia-section av-2abo1d3-50b2ba023d95d6edb76177468e9065ca main_color avia-section-default avia-no-border-styling  avia-builder-el-58  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul83mdk-efd8f7053906f9be9ce0ea776313b001\">\n#top .av-special-heading.av-lul83mdk-efd8f7053906f9be9ce0ea776313b001{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lul83mdk-efd8f7053906f9be9ce0ea776313b001 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul83mdk-efd8f7053906f9be9ce0ea776313b001 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lul83mdk-efd8f7053906f9be9ce0ea776313b001 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul83mdk-efd8f7053906f9be9ce0ea776313b001 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-59  el_before_av_timeline  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >\u00c9tapes \u00e0 suivre pour une impl\u00e9mentation d\u00e9taill\u00e9e<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664\">\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-date{\ncolor:#ffffff;\n}\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-title{\ncolor:#ffffff;\n}\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-content{\ncolor:#ffffff;\n}\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-icon-inner{\nbackground-color:#ffcd19;\n}\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-indicator{\nbackground-color:#ffcd19;\n}\n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-article-footer{\nbackground-color:#ffcd19;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-date{\ndisplay:none;\n}\n}\n\n@media only screen and (max-width: 479px){ \n.avia-timeline-container.av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 .av-milestone-date{\ndisplay:none;\n}\n}\n<\/style>\n<div  id=\"avia-timeline-1\"  class='avia-timeline-container av-lv0oonzp-92a1eebcbde3bc562fdf4cda510b8664 av-slideshow-ui  avia-builder-el-60  el_after_av_heading  avia-builder-el-last ' ><ul class='avia-timeline avia-timeline-vertical av-milestone-placement-left avia-timeline- avia_animate_when_almost_visible avia-timeline-animate'>\n<li  class='av-milestone av-lv0okcqr-5b9bd4dd0a4d483620e4576533815a75 av-animated-generic fade-in av-milestone-valign-baseline av-milestone-odd'><h2 class='av-milestone-date ' id='milestone-etape-1' ><strong>Etape 1<span class='av-milestone-indicator'><\/span><\/strong><\/h2><div class=\"av-milestone-icon-wrap\"><span class='av-milestone-icon milestone_icon avia-font-entypo-fontello'><span class='av-milestone-icon-inner milestone_inner'><i class='milestone-char avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue803' data-av_iconfont='entypo-fontello' ><\/i><\/span><\/span><\/div><article class='av-milestone-content-wrap'><div class='av-milestone-contentbox'><header class=\"entry-content-header\" aria-label=\"\u00c9tape : Demande d\u2019un Identifiant Cr\u00e9ancier SEPA (ICS)\"><h4 class='av-milestone-title '>Demande d\u2019un Identifiant Cr\u00e9ancier SEPA (ICS)<\/h4><\/header><div class='av-milestone-content'><p><span style=\"font-weight: 400;\">Un <\/span><b style=\"color: white;\">Identifiant Cr\u00e9ancier SEPA<\/b> <b>(ICS)<\/b><span style=\"font-weight: 400;\"> vous est assign\u00e9 par la Banque Nationale de votre pays quand le compte bancaire est localis\u00e9. Pour obtenir un ICS, vous devez prendre contact avec votre banque.<\/span><\/p>\n<\/div><\/div><footer class='av-milestone-article-footer entry-footer'><\/footer><\/article><\/li>\n<li  class='av-milestone av-lv0omjlf-a860826b69c74b1f812cbad57b0697ac av-animated-generic fade-in av-milestone-valign-baseline av-milestone-even'><h2 class='av-milestone-date ' id='milestone-etape-2' ><strong>Etape 2<span class='av-milestone-indicator'><\/span><\/strong><\/h2><div class=\"av-milestone-icon-wrap\"><span class='av-milestone-icon milestone_icon avia-font-entypo-fontello'><span class='av-milestone-icon-inner milestone_inner'><i class='milestone-char avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue856' data-av_iconfont='entypo-fontello' ><\/i><\/span><\/span><\/div><article class='av-milestone-content-wrap'><div class='av-milestone-contentbox'><header class=\"entry-content-header\" aria-label=\"\u00c9tape : \u00c9tablir et fournir des mandats SEPA \"><h4 class='av-milestone-title '>\u00c9tablir et fournir des mandats SEPA <\/h4><\/header><div class='av-milestone-content'><p><span style=\"font-weight: 400;\">Tout d\u2019abord, vous pouvez cr\u00e9er une <\/span><b style=\"color: white;\">R\u00e9f\u00e9rence Unique du Mandat (RUM)<\/b><span style=\"font-weight: 400;\"> pour chacun des mandats de vos clients. Cette r\u00e9f\u00e9rence se compose de maximum 35 caract\u00e8res alphanum\u00e9riques et ne peut pas contenir de donn\u00e9e sensible ou information.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ensuite, il est imp\u00e9ratif d\u2019<\/span><b style=\"color: white;\">authentifier le client afin de s\u00e9curiser vos op\u00e9rations.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vous devez <\/span><b style=\"color: white;\">v\u00e9rifier l\u2019identit\u00e9 et le consentement du client<\/b><span style=\"font-weight: 400;\"> au moment de la cr\u00e9ation du mandat SEPA. La plupart des solutions d&rsquo;authentification du march\u00e9 s&rsquo;appuient uniquement sur le <\/span><span style=\"font-weight: 400;\">consentement donn\u00e9<\/span><span style=\"font-weight: 400;\">. <\/span><b style=\"color: white;\">Digiteal va plus loin en demandant au client de v\u00e9rifier son identit\u00e9 et de confirmer l&rsquo;acc\u00e8s au compte bancaire en utilisant son application bancaire. <\/b><span style=\"font-weight: 400;\">Cette \u00e9tape de v\u00e9rification est men\u00e9e en douceur et est int\u00e9gr\u00e9e au parcours d&rsquo;achat pour une exp\u00e9rience client optimale.<\/span><\/p>\n<\/div><\/div><footer class='av-milestone-article-footer entry-footer'><\/footer><\/article><\/li>\n<li  class='av-milestone av-lv0oj00x-3e5ed36111f7e9e71d8d86645cacc891 av-animated-generic fade-in av-milestone-valign-baseline av-milestone-odd'><h2 class='av-milestone-date ' id='milestone-etape-3' ><strong>Etape 3<span class='av-milestone-indicator'><\/span><\/strong><\/h2><div class=\"av-milestone-icon-wrap\"><span class='av-milestone-icon milestone_icon avia-font-entypo-fontello'><span class='av-milestone-icon-inner milestone_inner'><i class='milestone-char avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue85c' data-av_iconfont='entypo-fontello' ><\/i><\/span><\/span><\/div><article class='av-milestone-content-wrap'><div class='av-milestone-contentbox'><header class=\"entry-content-header\" aria-label=\"\u00c9tape : Envoyer une pr\u00e9-notification et proc\u00e9der au pr\u00e9l\u00e8vement SEPA\"><h4 class='av-milestone-title '>Envoyer une pr\u00e9-notification et proc\u00e9der au pr\u00e9l\u00e8vement SEPA<\/h4><\/header><div class='av-milestone-content'><p><span style=\"font-weight: 400;\">Une fois le mandat sign\u00e9, les pr\u00e9l\u00e8vements directs SEPA peuvent \u00eatre collect\u00e9s apr\u00e8s avoir \u00e9t\u00e9 signal\u00e9s via une pr\u00e9-notification et l\u2019envoi de l\u2019ordre de paiement aux banques concern\u00e9es.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vous devez l\u00e9galement informer vos clients avant chaque paiement par tous les moyens possibles au moins 14 jours avant l\u2019op\u00e9ration.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u00e9anmoins, au cas o\u00f9 les paiements sont r\u00e9guliers et \u00e0 un montant fixe, la notification d\u2019un seul paiement suffit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La <\/span><b style=\"color: white;\">pr\u00e9-notification <\/b><span style=\"font-weight: 400;\">doit contenir:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Le <\/span><b style=\"color: white;\">montant<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">La <\/span><b style=\"color: white;\">R\u00e9f\u00e9rence Unique du Mandat (RUM)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">L\u2019<\/span><b style=\"color: white;\"> Identifiant Cr\u00e9ancier SEPA (ICS)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">L\u2019IBAN et le BIC du d\u00e9biteur (optionnel)<\/span><\/li>\n<\/ul>\n<\/div><\/div><footer class='av-milestone-article-footer entry-footer'><\/footer><\/article><\/li>\n<li  class='av-milestone av-lv0ook99-72f4f9411e6a707c23826b467be3d32b av-animated-generic fade-in av-milestone-valign-baseline av-milestone-even'><h2 class='av-milestone-date ' id='milestone-etape-4' ><strong>Etape 4<span class='av-milestone-indicator'><\/span><\/strong><\/h2><div class=\"av-milestone-icon-wrap\"><span class='av-milestone-icon milestone_icon avia-font-entypo-fontello'><span class='av-milestone-icon-inner milestone_inner'><i class='milestone-char avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue81e' data-av_iconfont='entypo-fontello' ><\/i><\/span><\/span><\/div><article class='av-milestone-content-wrap'><div class='av-milestone-contentbox'><header class=\"entry-content-header\" aria-label=\"\u00c9tape : Traiter les annulations SDD \"><h4 class='av-milestone-title '>Traiter les annulations SDD <\/h4><\/header><div class='av-milestone-content'><p><span style=\"font-weight: 400;\">Quand le retrait SDD est annul\u00e9, la banque fournit un \u201ccode raison\u201d. Les codes raisons sont des codes \u00e0 4 caract\u00e8res qui classifient les paiements bloqu\u00e9s, avec compte inexistant, ayant des fonds insuffisants ou un propri\u00e9taire d\u00e9c\u00e9d\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plusieurs erreurs son<\/span><span style=\"font-weight: 400;\">t d\u00e9finitives<\/span><span style=\"font-weight: 400;\">(ex: IBAN incorrect) et devraient mener \u00e0 l\u2019annulation de mandat et d\u2019autres sont temporaires (ex: fonds insuffisants) et peuvent mener \u00e0 de nouvelles tentatives.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nous conseillons de toujours informer le consommateur \u00e0 l\u2019origine de l\u2019annulation et de ne pas faire un nouvel essai avant le consentement prioritaire du consommateur d\u2019autant que les retraits annul\u00e9s peuvent mener \u00e0 des frais suppl\u00e9mentaires pour le consommateur et pour le cr\u00e9diteur.<\/span><\/p>\n<\/div><\/div><footer class='av-milestone-article-footer entry-footer'><\/footer><\/article><\/li>\n<li  class='av-milestone av-k7fx7r-cd2014f874205feff9eae37377de4921 av-animated-generic fade-in av-milestone-valign-baseline av-milestone-odd'><h2 class='av-milestone-date ' id='milestone-etape-5' ><strong>Etape 5<span class='av-milestone-indicator'><\/span><\/strong><\/h2><div class=\"av-milestone-icon-wrap\"><span class='av-milestone-icon milestone_icon avia-font-entypo-fontello'><span class='av-milestone-icon-inner milestone_inner'><i class='milestone-char avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue82d' data-av_iconfont='entypo-fontello' ><\/i><\/span><\/span><\/div><article class='av-milestone-content-wrap'><div class='av-milestone-contentbox'><header class=\"entry-content-header\" aria-label=\"\u00c9tape : Garder les mandats\"><h4 class='av-milestone-title '>Garder les mandats<\/h4><\/header><div class='av-milestone-content'><p><span style=\"font-weight: 400;\">Vous devez conserver de fa\u00e7on s\u00e9curis\u00e9e les mandats pour toute leur dur\u00e9e de vie. <\/span><\/p>\n<\/div><\/div><footer class='av-milestone-article-footer entry-footer'><\/footer><\/article><\/li>\n<\/ul><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_11'  class='avia-section av-11yc6h3-7fd8f3eee51b96f6f6cbfdcc4b862f64 main_color avia-section-default avia-no-border-styling  avia-builder-el-61  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lul85p5g-33597051c7fc33f1af91f46f0c7b7f2f\">\n#top .av-special-heading.av-lul85p5g-33597051c7fc33f1af91f46f0c7b7f2f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lul85p5g-33597051c7fc33f1af91f46f0c7b7f2f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lul85p5g-33597051c7fc33f1af91f46f0c7b7f2f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lul85p5g-33597051c7fc33f1af91f46f0c7b7f2f av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-62  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Simplifier et s\u00e9curiser les pr\u00e9l\u00e8vements directs SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-w0h9zb-5f6ba6c44290ab7872a0287f7802cf25\">\n#top .hr.av-w0h9zb-5f6ba6c44290ab7872a0287f7802cf25{\nmargin-top:20px;\nmargin-bottom:30px;\n}\n.hr.av-w0h9zb-5f6ba6c44290ab7872a0287f7802cf25 .hr-inner{\nwidth:50px;\n}\n<\/style>\n<div  class='hr av-w0h9zb-5f6ba6c44290ab7872a0287f7802cf25 hr-custom  avia-builder-el-63  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lul8694k-863b633319cb55c1d89be46f84936846 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Le traitement des pr\u00e9l\u00e8vements SEPA avec Digiteal peut grandement simplifier la mise en place et les op\u00e9rations.<\/p>\n<ul>\n<li>Vous n&rsquo;avez <strong>pas besoin d&rsquo;un identifiant de cr\u00e9ancier SEPA<\/strong> car les mandats seront g\u00e9r\u00e9s par l&rsquo;identifiant de Digiteal. Vous devrez cependant passer un test de solvabilit\u00e9 pour vous assurer que nous pouvons vous fournir le service.<\/li>\n<li>L&rsquo;<strong>autorisation du mandat sera beaucoup plus s\u00fbre<\/strong> et emp\u00eachera la plupart des cas de fraude gr\u00e2ce \u00e0 l&rsquo;authentification forte du client dans sa banque. L&rsquo;autorisation r\u00e9sultante sera certifi\u00e9e par Digiteal et pourra \u00eatre utilis\u00e9e pour confirmer le mandat si le d\u00e9biteur ou sa banque a besoin d&rsquo;une preuve de cette autorisation.<\/li>\n<li><strong>Aucune autorisation pr\u00e9alable n&rsquo;est requise<\/strong> car Digiteal g\u00e9rera les mandats r\u00e9currents et vous informerez les clients par vos propres canaux si n\u00e9cessaire.<\/li>\n<li>Vous recevrez des<strong> mises \u00e0 jour sur le traitement des mandats par le biais de webhooks<\/strong>. L&rsquo;annulation d&rsquo;un SDD conduira \u00e9galement \u00e0 des webhooks incluant le code de la raison.<\/li>\n<li><strong>Digiteal stocke l&rsquo;autorisation de mandat en toute s\u00e9curit\u00e9<\/strong> pour vous et l&rsquo;archive pendant 20 ans (prolongeable sur demande).<\/li>\n<\/ul>\n<p><strong>Autres raisons de consid\u00e9rer Digiteal :<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Traiter avec Digiteal est particuli\u00e8rement avantageux dans les circonstances suivantes :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Vous voulez limiter le risque de fraude<\/strong> : l&rsquo;authentification renforc\u00e9e du client pour v\u00e9rifier le nom du titulaire du compte bancaire et l&rsquo;acc\u00e8s \u00e0 l&rsquo;IBAN et la r\u00e9ception de l&rsquo;autorisation de mandat certifi\u00e9e par Digiteal r\u00e9duiront fortement le risque de fraude.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Vous devez organiser la collecte pour de nombreuses organisations diff\u00e9rentes r\u00e9parties dans l&rsquo;EEE<\/strong> : parce que Digiteal peut collecter les fonds \u00e0 partir de n&rsquo;importe quel compte bancaire qui permet le SDD et peut transf\u00e9rer les fonds vers n&rsquo;importe quel compte bancaire dans l&rsquo;EEE, vous aurez une solution fiable pour tous vos clients sans d\u00e9pendre de connexions bancaires sp\u00e9cifiques.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Digiteal fournit ce service \u00e0 un prix comp\u00e9titif. <a href=\"http:\/\/www.digiteal.eu\/fr\/contact\">Contactez-nous<\/a> pour en savoir plus.<\/span><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lv0s0091-e2edce016235caf18e4933c02515b6dd\">\n.avia_message_box.av-lv0s0091-e2edce016235caf18e4933c02515b6dd{\nborder-style:double;\n}\n<\/style>\n<div id='avia-messagebox-' class='avia_message_box av_notification av-lv0s0091-e2edce016235caf18e4933c02515b6dd avia-color-green avia-size-normal avia-icon_select-yes avia-border-  avia-builder-el-65  el_after_av_textblock  avia-builder-el-last ' ><span class='avia_message_box_title' >Note<\/span><div class=\"avia_message_box_content\"><span class='avia_message_box_icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue82b' data-av_iconfont='entypo-fontello' ><\/span><p>1,25\u20ac pour cr\u00e9er le mandat via l&rsquo;authentification maximale (SCA), 0\u20ac si vous souhaitez simplement transf\u00e9rer un mandat existant.<\/p>\n<p>Pas de frais annuels de conservation.<\/p>\n<p>Entre 0,10\u20ac et 0,20\u20ac par collecte (co\u00fbt d\u00e9gressif en fonction du nombre d&rsquo;op\u00e9rations).<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-x054m2-1210700f392df54ca00e019002896800\">\n.avia-section.av-x054m2-1210700f392df54ca00e019002896800{\nbackground-color:#4ecac2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_12'  class='avia-section av-x054m2-1210700f392df54ca00e019002896800 main_color avia-section-default avia-no-border-styling  avia-builder-el-66  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr67sfzu-0513d18c2afbe386949bbc5327e09ebe\">\n#top .flex_column.av-lr67sfzu-0513d18c2afbe386949bbc5327e09ebe{\nmargin-top:0px;\nmargin-bottom:20px;\n}\n.responsive #top #wrap_all .flex_column.av-lr67sfzu-0513d18c2afbe386949bbc5327e09ebe{\nmargin-top:0px;\nmargin-bottom:20px;\n}\n<\/style>\n<div  class='flex_column av-lr67sfzu-0513d18c2afbe386949bbc5327e09ebe av_one_full  avia-builder-el-67  el_before_av_button  avia-builder-el-first  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr67rejb-6a94077b0dcc05d27b70fca792f56e47\">\n#top .av_textblock_section.av-lr67rejb-6a94077b0dcc05d27b70fca792f56e47 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lr67rejb-6a94077b0dcc05d27b70fca792f56e47 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h3 style=\"text-align: center;\"><b>Aimeriez-vous obtenir plus d&rsquo;information au sujet des pr\u00e9l\u00e8vements SEPA (SDD) ?<\/b><\/h3>\n<\/div><\/section><\/div><div  class='avia-button-wrap av-lr67udw3-a9d965b3527878e673e29499f855b8e9-wrap avia-button-center  avia-builder-el-69  el_after_av_one_full  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr67udw3-a9d965b3527878e673e29499f855b8e9\">\n#top #wrap_all .avia-button.av-lr67udw3-a9d965b3527878e673e29499f855b8e9{\nfont-size:18px;\nbackground-color:#ffcd19;\nborder-color:#ffcd19;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-lr67udw3-a9d965b3527878e673e29499f855b8e9 .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/www.digiteal.eu\/fr\/contact\/'  class='avia-button av-lr67udw3-a9d965b3527878e673e29499f855b8e9 av-link-btn avia-icon_select-yes-right-icon avia-size-large avia-position-center'   aria-label=\"CONTACTEZ-NOUS\"><span class='avia_iconbox_title' >CONTACTEZ-NOUS<\/span><span class='avia_button_icon avia_button_icon_right avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue844' data-av_iconfont='entypo-fontello' ><\/span><\/a><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_12'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-23936'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"<p>Dans cet article, nos experts vous expliquent ce qu\u2019est un pr\u00e9l\u00e8vement SEPA, aussi appel\u00e9 \u201cSEPA Direct Debit\u201d, ses avantages, dans quels cas utiles les proposer \u00e0 vos clients et savoir en pratique, comment les impl\u00e9menter \u00e0 votre organisation.<\/p>\n","protected":false},"author":8,"featured_media":23969,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[171,141],"tags":[255,257,254,256,218,228],"class_list":["post-23936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-paiement","category-tpp-3","tag-direct-debit","tag-prelevements-sepa","tag-sdd","tag-sdd-fr","tag-sepa","tag-sepa-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d&#039;avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d&#039;avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/\" \/>\n<meta property=\"og:site_name\" content=\"DigiTeal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Digiteal\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-15T10:16:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-20T13:22:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dev.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Nadea N\u00e8ve\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@digiteal_eu\" \/>\n<meta name=\"twitter:site\" content=\"@digiteal_eu\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nadea N\u00e8ve\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/\"},\"author\":{\"name\":\"Nadea N\u00e8ve\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#\\\/schema\\\/person\\\/c58464a9e80565a115a3e3165ff8386a\"},\"headline\":\"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir\",\"datePublished\":\"2024-04-15T10:16:08+00:00\",\"dateModified\":\"2025-01-20T13:22:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/\"},\"wordCount\":15044,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.digiteal.eu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/PRELEVEMENTS-SEPA-BLOG.png\",\"keywords\":[\"Direct Debit\",\"Pr\u00e9l\u00e8vements SEPA\",\"SDD\",\"SDD\",\"SEPA\",\"SEPA\"],\"articleSection\":[\"Paiement\",\"TPP\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/\",\"url\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/\",\"name\":\"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.digiteal.eu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/PRELEVEMENTS-SEPA-BLOG.png\",\"datePublished\":\"2024-04-15T10:16:08+00:00\",\"dateModified\":\"2025-01-20T13:22:22+00:00\",\"description\":\"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d'avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.digiteal.eu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/PRELEVEMENTS-SEPA-BLOG.png\",\"contentUrl\":\"https:\\\/\\\/www.digiteal.eu\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/PRELEVEMENTS-SEPA-BLOG.png\",\"width\":940,\"height\":788},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/dev.digiteal.eu\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/\",\"name\":\"DigiTeal\",\"description\":\"Your personal billing assistant! Scan, pay, done.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#organization\",\"name\":\"Digiteal\",\"url\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/digiteal.eu\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/Digiteal-Logo-Teal.png\",\"contentUrl\":\"https:\\\/\\\/digiteal.eu\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/Digiteal-Logo-Teal.png\",\"width\":861,\"height\":313,\"caption\":\"Digiteal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Digiteal\\\/\",\"https:\\\/\\\/x.com\\\/digiteal_eu\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/9352044\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/#\\\/schema\\\/person\\\/c58464a9e80565a115a3e3165ff8386a\",\"name\":\"Nadea N\u00e8ve\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g\",\"caption\":\"Nadea N\u00e8ve\"},\"url\":\"https:\\\/\\\/www.digiteal.eu\\\/fr\\\/author\\\/nne\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal","description":"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d'avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/","og_locale":"fr_FR","og_type":"article","og_title":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal","og_description":"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d'avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal","og_url":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/","og_site_name":"DigiTeal","article_publisher":"https:\/\/www.facebook.com\/Digiteal\/","article_published_time":"2024-04-15T10:16:08+00:00","article_modified_time":"2025-01-20T13:22:22+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/dev.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png","type":"image\/png"}],"author":"Nadea N\u00e8ve","twitter_card":"summary_large_image","twitter_creator":"@digiteal_eu","twitter_site":"@digiteal_eu","twitter_misc":{"\u00c9crit par":"Nadea N\u00e8ve","Dur\u00e9e de lecture estim\u00e9e":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#article","isPartOf":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/"},"author":{"name":"Nadea N\u00e8ve","@id":"https:\/\/www.digiteal.eu\/fr\/#\/schema\/person\/c58464a9e80565a115a3e3165ff8386a"},"headline":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir","datePublished":"2024-04-15T10:16:08+00:00","dateModified":"2025-01-20T13:22:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/"},"wordCount":15044,"commentCount":0,"publisher":{"@id":"https:\/\/www.digiteal.eu\/fr\/#organization"},"image":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#primaryimage"},"thumbnailUrl":"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png","keywords":["Direct Debit","Pr\u00e9l\u00e8vements SEPA","SDD","SDD","SEPA","SEPA"],"articleSection":["Paiement","TPP"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/","url":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/","name":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir - DigiTeal","isPartOf":{"@id":"https:\/\/www.digiteal.eu\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#primaryimage"},"image":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#primaryimage"},"thumbnailUrl":"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png","datePublished":"2024-04-15T10:16:08+00:00","dateModified":"2025-01-20T13:22:22+00:00","description":"D\u00e9couvrez une m\u00e9thode de paiement innovante regroupant un grand nombre d'avantages et actif sur la zone SEPA: les pr\u00e9l\u00e8vements SEPA (ou SEPA Direct Debit - SDD) par Digiteal","breadcrumb":{"@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#primaryimage","url":"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png","contentUrl":"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/04\/PRELEVEMENTS-SEPA-BLOG.png","width":940,"height":788},{"@type":"BreadcrumbList","@id":"https:\/\/www.digiteal.eu\/fr\/les-prelevements-sepa-ou-sdd-tout-ce-que-vous-devez-savoir\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dev.digiteal.eu\/fr\/"},{"@type":"ListItem","position":2,"name":"Les pr\u00e9l\u00e8vements SEPA ou SDD : tout ce que vous devez savoir"}]},{"@type":"WebSite","@id":"https:\/\/www.digiteal.eu\/fr\/#website","url":"https:\/\/www.digiteal.eu\/fr\/","name":"DigiTeal","description":"Your personal billing assistant! Scan, pay, done.","publisher":{"@id":"https:\/\/www.digiteal.eu\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.digiteal.eu\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.digiteal.eu\/fr\/#organization","name":"Digiteal","url":"https:\/\/www.digiteal.eu\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.digiteal.eu\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/digiteal.eu\/wp-content\/uploads\/2019\/02\/Digiteal-Logo-Teal.png","contentUrl":"https:\/\/digiteal.eu\/wp-content\/uploads\/2019\/02\/Digiteal-Logo-Teal.png","width":861,"height":313,"caption":"Digiteal"},"image":{"@id":"https:\/\/www.digiteal.eu\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Digiteal\/","https:\/\/x.com\/digiteal_eu","https:\/\/www.linkedin.com\/company\/9352044\/"]},{"@type":"Person","@id":"https:\/\/www.digiteal.eu\/fr\/#\/schema\/person\/c58464a9e80565a115a3e3165ff8386a","name":"Nadea N\u00e8ve","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c60495a50cf644f263736edd2373a7d5014e142d91b9f30e650c093ebdc04c97?s=96&d=mm&r=g","caption":"Nadea N\u00e8ve"},"url":"https:\/\/www.digiteal.eu\/fr\/author\/nne\/"}]}},"_links":{"self":[{"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/posts\/23936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/comments?post=23936"}],"version-history":[{"count":0,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/posts\/23936\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/media\/23969"}],"wp:attachment":[{"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/media?parent=23936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/categories?post=23936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.digiteal.eu\/fr\/wp-json\/wp\/v2\/tags?post=23936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}