{"id":24289,"date":"2024-06-21T16:31:59","date_gmt":"2024-06-21T14:31:59","guid":{"rendered":"https:\/\/www.digiteal.eu\/?p=24289"},"modified":"2025-01-23T14:09:13","modified_gmt":"2025-01-23T13:09:13","slug":"mandats-de-prelevement-sepa-le-guide-complet","status":"publish","type":"post","link":"https:\/\/www.digiteal.eu\/fr\/mandats-de-prelevement-sepa-le-guide-complet\/","title":{"rendered":"Mandats de pr\u00e9l\u00e8vement SEPA : le guide complet"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22dnen6-27f83adcd2eb89c7b2a62ec06ab82bc8\">\n.avia-section.av-22dnen6-27f83adcd2eb89c7b2a62ec06ab82bc8{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/SDD-Mandates-June-2024.png);\nbackground-position:0% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-22dnen6-27f83adcd2eb89c7b2a62ec06ab82bc8 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_submenu  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-minimum-height av-minimum-height-custom av-height-custom  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_px='500'><div class='container av-section-cont-open' style='height:500px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-1hsj0te-de73d663c023d0e7f60414478d90e4a1 av_two_third  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653\">\n#top .av-special-heading.av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lw4yylnv-b8447475be6dcc51b0d18c86a8d6b653 av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Mandats de pr\u00e9l\u00e8vement SEPA : le guide complet<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-69lns5-7ea7611de32d6f1b01fd509669ac94f1 main_color  avia-builder-el-3  el_after_av_section  el_before_av_section  av-sticky-submenu submenu-not-first container_wrap sidebar_right' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id='av-custom-submenu-1' class='av-subnav-menu' role='menu'>\n<li class='menu-item av-10lzsit-5085324908bf092bb7ebcdd3cad25b2f menu-item-top-level menu-item-top-level-1' role='menuitem'><a href='#d\u00e9finition'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>D\u00e9finition<\/span><\/a><\/li>\n<li class='menu-item av-plj8sl-4bf02127c7a9eb6da28f73753c6e9deb menu-item-top-level menu-item-top-level-2' role='menuitem'><a href='#b\u00e9n\u00e9fices'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>B\u00e9n\u00e9fices<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-9-d1c9f8483c2d527f645ba0c22658694e menu-item-top-level menu-item-top-level-3' role='menuitem'><a href='#typesdemandats'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Types<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-7-ef0ac70dca1365436658791ab2309115 menu-item-top-level menu-item-top-level-4' role='menuitem'><a href='#infosrequises'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Informations requises<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-6-5fbce0596f9690d415c8e2b20b6b1ce4 menu-item-top-level menu-item-top-level-5' role='menuitem'><a href='#conservation'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Conservation des mandats<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-5-76cd6c2f1bfb164f001fade86a200375 menu-item-top-level menu-item-top-level-6' role='menuitem'><a href='#mises\u00e0jour'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Mises \u00e0 jour des mandats<\/span><\/a><\/li>\n\n<li class='menu-item av-10lzsit-3-42fdcec860abe45d2bf5f156b9ed9c9e menu-item-top-level menu-item-top-level-7' role='menuitem'><a href='#annulation'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Annulation du mandat<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-2-544717c5bfe7846a32d515a8747d88d3 menu-item-top-level menu-item-top-level-8' role='menuitem'><a href='#renouvellement'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Renouvellement ou extension<\/span><\/a><\/li>\n<li class='menu-item av-10lzsit-1-35915263942b05fdcbe9d46b17134506 menu-item-top-level menu-item-top-level-9' role='menuitem'><a href='#CTA'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Digiteal<\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1a24qci-45e94970c2c2cdd612d7e16567c07c70\">\n.avia-section.av-1a24qci-45e94970c2c2cdd612d7e16567c07c70{\nbackground-color:#eddcc0;\nbackground-image:unset;\n}\n.avia-section.av-1a24qci-45e94970c2c2cdd612d7e16567c07c70 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-1a24qci-45e94970c2c2cdd612d7e16567c07c70 main_color avia-section-default avia-no-border-styling  avia-builder-el-4  el_after_av_submenu  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-23yoqh1-d5a5095649b0c66cbcb829a68bbcff34 av_one_full  avia-builder-el-5  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw4z472r-13abef37124b7efb850c699af040924b\">\n#top .av-special-heading.av-lw4z472r-13abef37124b7efb850c699af040924b{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lw4z472r-13abef37124b7efb850c699af040924b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lw4z472r-13abef37124b7efb850c699af040924b .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"definition\"  class='av-special-heading av-lw4z472r-13abef37124b7efb850c699af040924b av-special-heading-h2 blockquote modern-quote  avia-builder-el-6  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Qu\u2019est-ce qu\u2019un mandat de pr\u00e9l\u00e8vement SEPA ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lw4z3s2b-aa3b3832a7df4b5662dc1c131f4121cf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Ce document est un accord juridique qui <strong>autorise<\/strong> une entreprise ou une organisation<strong> \u00e0 pr\u00e9lever des paiements directement sur le compte bancaire d&rsquo;un particulier ou d&rsquo;une autre entreprise<\/strong> dans la zone SEPA. Il n\u00e9cessite une autorisation explicite, soit \u00e9crite, soit num\u00e9rique, et doit \u00eatre d\u00fbment sign\u00e9 par le d\u00e9biteur.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cet article offre un aper\u00e7u complet du <strong>mandat de pr\u00e9l\u00e8vement SEPA<\/strong>, de ses avantages pour les entreprises et des lignes directrices r\u00e9glementaires qui encadrent son utilisation.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-diagonal border-extra-diagonal-inverse '><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='av_section_3'  class='avia-section av-kjrlqa-7a87c14d5235cbf28c9610066201bac3 main_color avia-section-default avia-no-border-styling  avia-builder-el-8  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-1oefu85-b670dbfeb3c9df3a2103579b2c43656e av_one_full  avia-builder-el-9  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-185wghx-d0129d5274e268de3fde5fbe1c22979b\">\n#top .av-special-heading.av-185wghx-d0129d5274e268de3fde5fbe1c22979b{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-185wghx-d0129d5274e268de3fde5fbe1c22979b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-185wghx-d0129d5274e268de3fde5fbe1c22979b .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"definition\"  class='av-special-heading av-185wghx-d0129d5274e268de3fde5fbe1c22979b av-special-heading-h2 blockquote modern-quote  avia-builder-el-10  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Qu\u2019est-ce qu\u2019un mandat de pr\u00e9l\u00e8vement SEPA ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mb44kl-ef3658ac0d0cb8505286003c363ad1d8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Un mandat de pr\u00e9l\u00e8vement SEPA, \u00e9galement appel\u00e9 mandat SEPA, est un document juridique qui autorise une organisation \u00e0 d\u00e9biter des fonds directement du compte bancaire d&rsquo;un particulier ou d&rsquo;une entreprise. Cette autorisation doit \u00eatre fournie par \u00e9crit ou par voie \u00e9lectronique et doit \u00eatre sign\u00e9e par l&rsquo;entit\u00e9 ou l&rsquo;individu acceptant le paiement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Le mandat SEPA comprend des informations essentielles sur le client, comme l&rsquo;exige la r\u00e9glementation <\/span><a href=\"https:\/\/www.digiteal.eu\/fr\/quest-ce-que-lopen-banking\/\"><span style=\"font-weight: 400;\">DSP2<\/span><\/a><span style=\"font-weight: 400;\">, telles que le nom du d\u00e9biteur, son adresse, sa signature, son num\u00e9ro IBAN et son BIC, et pr\u00e9cise le montant et la date du pr\u00e9l\u00e8vement.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-3xyepnp-16a24a2c9dd438eb1bce334a3e6feafd main_color avia-section-large avia-no-border-styling  avia-builder-el-12  el_after_av_section  el_before_av_section  av-small-hide av-mini-hide avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3gt4hnp-6f70f32085620cc965f0ff3aaac85bf9\">\n.flex_column.av-3gt4hnp-6f70f32085620cc965f0ff3aaac85bf9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3gt4hnp-6f70f32085620cc965f0ff3aaac85bf9 av_one_full  avia-builder-el-13  el_before_av_one_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxa7pbiy-d51c09e1e0ef68d08c7ce96903371320\">\n#top .av-special-heading.av-lxa7pbiy-d51c09e1e0ef68d08c7ce96903371320{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxa7pbiy-d51c09e1e0ef68d08c7ce96903371320 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxa7pbiy-d51c09e1e0ef68d08c7ce96903371320 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"benefits\"  class='av-special-heading av-lxa7pbiy-d51c09e1e0ef68d08c7ce96903371320 av-special-heading-h2 blockquote modern-quote  avia-builder-el-14  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Les avantages des mandats SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lxa7oiin-136a953de9d2f3201b693374936dae9f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Un mandat SEPA offre de nombreux points positifs pour les entreprises :<\/span><\/p>\n<\/div><\/section><\/p><\/div><div class='flex_column_table av-b4p8sl-ebab08518e8d73345a1af1f597dfa7b6 sc-av_one_third av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b4p8sl-ebab08518e8d73345a1af1f597dfa7b6\">\n.flex_column.av-b4p8sl-ebab08518e8d73345a1af1f597dfa7b6{\nborder-width:1px;\nborder-color:#ffffff;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:50px 50px 50px 50px;\nbackground-color:#0db5c0;\nbackground:linear-gradient( to right, #0db5c0, #38b99b );\n}\n<\/style>\n<div  class='flex_column av-b4p8sl-ebab08518e8d73345a1af1f597dfa7b6 av_one_third  avia-builder-el-16  el_after_av_one_full  el_before_av_one_third  first no_margin flex_column_table_cell av-equal-height-column av-align-top  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2chs4at-5f4ff6be141628b9be21037c09a75d88\">\n#top .av-special-heading.av-2chs4at-5f4ff6be141628b9be21037c09a75d88{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-2chs4at-5f4ff6be141628b9be21037c09a75d88 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2chs4at-5f4ff6be141628b9be21037c09a75d88 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-2chs4at-5f4ff6be141628b9be21037c09a75d88 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2chs4at-5f4ff6be141628b9be21037c09a75d88 av-special-heading-h3 custom-color-heading blockquote elegant-quote elegant-centered  avia-builder-el-17  el_before_av_heading  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heading-wrap\">1<\/span><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxood9wf-9313258930b0cb75fe727757d7045ccf\">\n#top .av-special-heading.av-lxood9wf-9313258930b0cb75fe727757d7045ccf{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lxood9wf-9313258930b0cb75fe727757d7045ccf .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxood9wf-9313258930b0cb75fe727757d7045ccf .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lxood9wf-9313258930b0cb75fe727757d7045ccf .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lxood9wf-9313258930b0cb75fe727757d7045ccf av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-18  el_after_av_heading  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >EFFICACE<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxooe6iq-ae2e1b5c3360bc4a5f6b86a649be9da1\">\n#top .av_textblock_section.av-lxooe6iq-ae2e1b5c3360bc4a5f6b86a649be9da1 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxooe6iq-ae2e1b5c3360bc4a5f6b86a649be9da1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Il simplifie le processus de collecte et de gestion des paiements r\u00e9currents<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-213bvut-d072df38496c98def37f88a3f1298988\">\n.flex_column.av-213bvut-d072df38496c98def37f88a3f1298988{\nborder-width:1px;\nborder-color:#ffffff;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:50px 50px 50px 50px;\nbackground-color:#38b99b;\nbackground:linear-gradient( to right, #38b99b, #61bc73 );\n}\n<\/style>\n<div  class='flex_column av-213bvut-d072df38496c98def37f88a3f1298988 av_one_third  avia-builder-el-20  el_after_av_one_third  el_before_av_one_third  no_margin flex_column_table_cell av-equal-height-column av-align-top  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3\">\n#top .av-special-heading.av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-5d3e5h-d4f3001ad3b3290c71bee5d5b8bf9fa3 av-special-heading-h3 custom-color-heading blockquote elegant-quote elegant-centered  avia-builder-el-21  el_before_av_heading  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heading-wrap\">2<\/span><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31\">\n#top .av-special-heading.av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lxoodkh8-342dc3b9e3fb2c0386032bf84c7e6b31 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-22  el_after_av_heading  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >TRANSPARENT<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxooenpz-c36d87fc46eb5c24bd8376850c36cde4\">\n#top .av_textblock_section.av-lxooenpz-c36d87fc46eb5c24bd8376850c36cde4 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxooenpz-c36d87fc46eb5c24bd8376850c36cde4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Il permet aux entreprises de mieux surveiller l&rsquo;\u00e9tat de leur tr\u00e9sorerie ainsi que les paiements entrants et sortants<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-18m1azp-4f66623c4e827aa520f8af82bc8201a6\">\n.flex_column.av-18m1azp-4f66623c4e827aa520f8af82bc8201a6{\nborder-width:1px;\nborder-color:#ffffff;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:50px 50px 50px 50px;\nbackground-color:#61bc73;\nbackground:linear-gradient( to right, #61bc73, #8cc04d );\n}\n<\/style>\n<div  class='flex_column av-18m1azp-4f66623c4e827aa520f8af82bc8201a6 av_one_third  avia-builder-el-24  el_after_av_one_third  el_before_av_one_full  no_margin flex_column_table_cell av-equal-height-column av-align-top  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af\">\n#top .av-special-heading.av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-k0yb39-9de1ac378f3f1c4f4858014129a1d0af av-special-heading-h3 custom-color-heading blockquote elegant-quote elegant-centered  avia-builder-el-25  el_before_av_heading  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heading-wrap\">3<\/span><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712\">\n#top .av-special-heading.av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lxoodrpv-bbb1913783b45235c09e7c1ccccf4712 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-26  el_after_av_heading  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >AVANTAGEUX<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxooezgu-fecd66a0eefd4209cadb1f2b102c2010\">\n#top .av_textblock_section.av-lxooezgu-fecd66a0eefd4209cadb1f2b102c2010 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxooezgu-fecd66a0eefd4209cadb1f2b102c2010 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Il r\u00e9duit tous les frais associ\u00e9s.<\/span><\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-so5kzp-fd70a1a6a91e002510a87f73ccb7133e\">\n.flex_column.av-so5kzp-fd70a1a6a91e002510a87f73ccb7133e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-so5kzp-fd70a1a6a91e002510a87f73ccb7133e av_one_full  avia-builder-el-28  el_after_av_one_third  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-lxa88ars-0955bfad4fb037c168b21c5e1b457d2c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Pour les clients, signer un mandat SEPA simplifie le processus de paiement r\u00e9current pour des services tels que les abonnements, les factures de services publics et les services de t\u00e9l\u00e9communications. Cela \u00e9limine la n\u00e9cessit\u00e9 de lancer ou de confirmer manuellement chaque paiement r\u00e9current.<\/span><\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1r28hdu-a4fbd11d6538676e17438a00ae51db19\">\n.avia-section.av-1r28hdu-a4fbd11d6538676e17438a00ae51db19 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#4ecac2;\n}\n<\/style>\n<div id='typesmandates'  class='avia-section av-1r28hdu-a4fbd11d6538676e17438a00ae51db19 main_color avia-section-default avia-no-border-styling  avia-builder-el-30  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-o2xsmd-ba76444c2266a52e4fca8edaf7d3a02e sc-av_one_half av-equal-height-column-flextable'><div  class='flex_column av-o2xsmd-ba76444c2266a52e4fca8edaf7d3a02e av_one_half  avia-builder-el-31  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw4zab3x-465290df23b5f9e1d37692b8de4939b4\">\n#top .av-special-heading.av-lw4zab3x-465290df23b5f9e1d37692b8de4939b4{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lw4zab3x-465290df23b5f9e1d37692b8de4939b4 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lw4zab3x-465290df23b5f9e1d37692b8de4939b4 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"types\"  class='av-special-heading av-lw4zab3x-465290df23b5f9e1d37692b8de4939b4 av-special-heading-h2 blockquote modern-quote  avia-builder-el-32  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Mandats SEPA papier et num\u00e9riques<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lxa8c61y-6295c3148ba87e66f7afc1b8b43c3f4d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les mandats SEPA sont disponibles et valides sous deux formats :<\/span><\/p>\n<\/div><\/section><br \/>\n<article  class='iconbox iconbox_left av-lxa8b269-3c63217248334b39bf692b5c9c1d5c12  avia-builder-el-34  el_after_av_textblock  el_before_av_icon_box '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Les mandats SEPA papier\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Les mandats SEPA papier<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les <strong>mandats SEPA<\/strong> <\/span><b>papier <\/b><span style=\"font-weight: 400;\">n\u00e9cessitent que le d\u00e9biteur renvoie le formulaire compl\u00e9t\u00e9, que le cr\u00e9ancier doit ensuite num\u00e9riser et stocker \u00e0 la fois num\u00e9riquement et physiquement. Ce processus ajoute de la complexit\u00e9.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<article  class='iconbox iconbox_left av-lxiwjb9m-8e62f02847c4f2aad7f5f3a4a06e5994  avia-builder-el-35  el_after_av_icon_box  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Les mandats SEPA num\u00e9riques, sans papier.\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Les mandats SEPA num\u00e9riques, sans papier.<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les mandats num\u00e9riques offrent plusieurs avantages par rapport \u00e0 leurs homologues papier :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ils <strong>r\u00e9duisent les processus de saisie manuelle<\/strong>, ce qui diminue la probabilit\u00e9 d&rsquo;erreurs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Les mandats sans papier <strong>facilitent le stockage automatique et la r\u00e9cup\u00e9ration des donn\u00e9es<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ils <strong>\u00e9liminent les d\u00e9sagr\u00e9ments et les co\u00fbts<\/strong> associ\u00e9s \u00e0 l&rsquo;impression et \u00e0 l&rsquo;envoi (ou \u00e0 la num\u00e9risation) d&rsquo;un formulaire papier.<\/span><\/li>\n<\/ul>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/p><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-oumg91-8859b6e105958f713c5fd8ff40655296 av_one_half  avia-builder-el-36  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m0m4vlot-00e834435969f38364a9c337cfb41cc7\">\n.avia-image-container.av-m0m4vlot-00e834435969f38364a9c337cfb41cc7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m0m4vlot-00e834435969f38364a9c337cfb41cc7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m0m4vlot-00e834435969f38364a9c337cfb41cc7 av-styling- avia-align-center  avia-builder-el-37  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-24892 avia-img-lazy-loading-not-24892 avia_image ' src=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example.png\" alt='Exemple de mandat de pr\u00e9l\u00e8vement SEPA Direct Debit' title='Exemple de mandat de pr\u00e9l\u00e8vement SEPA Direct Debit'  height=\"2000\" width=\"1414\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example.png 1414w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example-768x1086.png 768w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example-1086x1536.png 1086w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example-1061x1500.png 1061w, https:\/\/www.digiteal.eu\/wp-content\/uploads\/2024\/06\/sepa-direct-debit-mandate-example-498x705.png 498w\" sizes=\"(max-width: 1414px) 100vw, 1414px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-diagonal border-extra-diagonal-inverse '><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw51fgs6-8ae4177f87f911f70adadff5428d85c4\">\n.avia-section.av-lw51fgs6-8ae4177f87f911f70adadff5428d85c4{\nbackground-color:#4ecac2;\nbackground-image:unset;\n}\n.avia-section.av-lw51fgs6-8ae4177f87f911f70adadff5428d85c4 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-lw51fgs6-8ae4177f87f911f70adadff5428d85c4 main_color avia-section-default avia-no-border-styling  avia-builder-el-38  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1i3d40y-213fa6909e69aa418bb2c608b4ea1d32\">\n.flex_column.av-1i3d40y-213fa6909e69aa418bb2c608b4ea1d32{\npadding:20px 20px 20px 20px;\n}\n<\/style>\n<div  class='flex_column av-1i3d40y-213fa6909e69aa418bb2c608b4ea1d32 av_one_full  avia-builder-el-39  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1\">\n#top .av-special-heading.av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"required\"  class='av-special-heading av-lw4zgu9y-1bef96f552ca02499253e7e37f4bf2b1 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-40  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Informations requises sur un mandat SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxa8h1e6-eeeefc7769671112b8ecc3f5a1c3d853\">\n#top .av_textblock_section.av-lxa8h1e6-eeeefc7769671112b8ecc3f5a1c3d853 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxa8h1e6-eeeefc7769671112b8ecc3f5a1c3d853 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Pour garantir la validit\u00e9 et la conformit\u00e9 compl\u00e8te, ainsi que pour \u00e9viter d&rsquo;\u00e9ventuels litiges ou demandes de r\u00e9vocation, un mandat SEPA doit inclure les informations suivantes :<\/span><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-6uvkxph-f4381c26903b97cb794863999d76254a av_one_half  avia-builder-el-42  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52\">\n#top .avia-icon-list-container.av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52 .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#f2cf32;\n}\n#top .avia-icon-list-container.av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52 .iconlist_icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n#top #wrap_all .avia-icon-list-container.av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52 .av_iconlist_title{\ncolor:#ffffff;\n}\n.avia-icon-list-container.av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52 .iconlist_content{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52  avia-builder-el-43  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-m0m59z6c-9ae4c1f48fbae48230312501f0895e52 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-fkwzol-d898e42b6262d4465f1d6c5638351b84 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue81e' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Logo SEPA\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Logo SEPA<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Affichage du logo SEPA ou inclusion du mot \u00ab\u00a0SEPA\u00a0\u00bb est obligatoire<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-3xdv9ad-fd027d83629b2d46bd9f1b949472ad72 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue840' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : R\u00e9f\u00e9rence unique de mandat\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >R\u00e9f\u00e9rence unique de mandat<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Une <strong>r\u00e9f\u00e9rence de mandat unique<\/strong> fournie et remplie par le cr\u00e9ancier, limit\u00e9e \u00e0 un maximum de 35 caract\u00e8res<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-d3ujl1-b73934cd547664496132c1d281554ee8 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue836' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Sp\u00e9cification\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Sp\u00e9cification<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Une sp\u00e9cification qui indique s&rsquo;il s&rsquo;agit d&rsquo;un mandat SEPA Core ou B2B<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-376k2f9-088189d8490c80f84664171e0bc40a42 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue850' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Texte l\u00e9gal\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Texte l\u00e9gal<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Fourniture du<strong> texte juridique appropri\u00e9<\/strong> selon qu&rsquo;il s&rsquo;agit d&rsquo;un mandat Core ou B2B<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-m0m59w68-d73c0f39d60e702a30caaa5b8e679ce0 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue80a' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : A propos du cr\u00e9ancier\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >A propos du cr\u00e9ancier<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><div class=\"flex-1 overflow-hidden @container\/thread\">\n<div class=\"h-full\">\n<div class=\"react-scroll-to-bottom--css-swhwq-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-swhwq-1n7m0yu\">\n<div class=\"flex flex-col text-sm md:pb-9\">\n<article class=\"w-full scroll-mb-&#091;var(--thread-trailing-height,150px)&#093; text-token-text-primary focus-visible:outline-2 focus-visible:outline-offset-&#091;-4px&#093;\" dir=\"auto\" data-testid=\"conversation-turn-367\" data-scroll-anchor=\"true\">\n<div class=\"m-auto text-base py-&#091;18px&#093; px-3 md:px-4 w-full md:px-5 lg:px-4 xl:px-5\">\n<div class=\"mx-auto flex flex-1 gap-4 text-base md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-&#091;40rem&#093; xl:max-w-&#091;48rem&#093;\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start &#091;.text-message+&amp;&#093;:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"2c5a7815-ba14-40dd-b8cb-1716b44f8fdc\" data-message-model-slug=\"gpt-4o-mini\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-&#091;3px&#093;\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p><strong>Toutes les informations n\u00e9cessaires concernant le cr\u00e9ancier<\/strong> (nom, adresse, pays, SCI*)<\/p>\n<p><em>*SCI (Identifiant du Cr\u00e9ancier SEPA)<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><div  class='flex_column av-3rwfx39-f48e7de7ae423dd178fa18e3b2b19b55 av_one_half  avia-builder-el-44  el_after_av_one_half  el_before_av_textblock  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74\">\n#top .avia-icon-list-container.av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74 .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#f2cf32;\n}\n#top .avia-icon-list-container.av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74 .iconlist_icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n#top #wrap_all .avia-icon-list-container.av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74 .av_iconlist_title{\ncolor:#ffffff;\n}\n.avia-icon-list-container.av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74 .iconlist_content{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74  avia-builder-el-45  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-m0m5a8x3-7d8e5d23b76e0bb151155e2af8da4d74 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2mrg5t1-97fa753ab1fc64e942738a5f0f029dbe avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue80b' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : A propos du d\u00e9biteur\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >A propos du d\u00e9biteur<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Toutes les informations n\u00e9cessaires sur le <strong>compte du d\u00e9biteur<\/strong> (nom, adresse, pays, IBAN, BIC)<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-28ildb9-b7963dba7ab1ab10c114bb749b862fc2 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue862' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Fr\u00e9quence\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Fr\u00e9quence<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">La <strong>fr\u00e9quence du pr\u00e9l\u00e8vement<\/strong> : pr\u00e9l\u00e8vement unique ou r\u00e9current<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-1qdxzz9-14db53d1dec302d268484da6f46fed58 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue85b' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : D\u00e9tails\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >D\u00e9tails<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Le<strong> lieu et la date<\/strong> o\u00f9 le mandat a \u00e9t\u00e9 sign\u00e9<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-182quzp-f65ddc2673a705f8a05dad71de9bd1a7 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue837' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Signature\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Signature<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">La <strong>signature du d\u00e9biteur<\/strong>, qui peut \u00eatre \u00e9lectronique ou manuscrite<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-j1nax1-382e2730529593e2b5c804278e9c8fa2 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue824' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Conformit\u00e9\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color'  itemprop=\"headline\" >Conformit\u00e9<\/h4><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\"><strong>Conformit\u00e9 aux obligations l\u00e9gales sp\u00e9cifiques<\/strong> qui peuvent varier selon les pays<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2znoud-6ffc6dc157ba54e8efd5cbad4ed36760\">\n#top .av_textblock_section.av-2znoud-6ffc6dc157ba54e8efd5cbad4ed36760 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-2znoud-6ffc6dc157ba54e8efd5cbad4ed36760 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Au-del\u00e0 de ces exigences, la <strong>pr\u00e9sentation du mandat est flexible<\/strong> (les cr\u00e9anciers sont libres de le concevoir selon leurs pr\u00e9f\u00e9rences).<\/span><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoq4xz0-c6b129a17410a3b7b2bf8d63e6a69763\">\n#top .hr.hr-invisible.av-lxoq4xz0-c6b129a17410a3b7b2bf8d63e6a69763{\nheight:80px;\n}\n<\/style>\n<div  class='hr av-lxoq4xz0-c6b129a17410a3b7b2bf8d63e6a69763 hr-invisible  avia-builder-el-47  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-diagonal border-extra-diagonal-inverse '><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='av_section_7'  class='avia-section av-5v5kn1h-d260051941843478126c1feade3cdc39 main_color avia-section-default avia-no-border-styling  avia-builder-el-48  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-ub1cpx-b2937e3b47934e9905333aea5035accf av_one_full  avia-builder-el-49  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw4zp886-ae194407bdf952dbd2cc3c8fc2d66aa6\">\n#top .av-special-heading.av-lw4zp886-ae194407bdf952dbd2cc3c8fc2d66aa6{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lw4zp886-ae194407bdf952dbd2cc3c8fc2d66aa6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lw4zp886-ae194407bdf952dbd2cc3c8fc2d66aa6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"storage\"  class='av-special-heading av-lw4zp886-ae194407bdf952dbd2cc3c8fc2d66aa6 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-50  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Comment conserver vos mandats ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lw4zt6lr-3585c0ecec1baaf02733fa467a666fa6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Pour assurer la conformit\u00e9, les mandats de pr\u00e9l\u00e8vement SEPA doivent \u00eatre conserv\u00e9s pendant <strong>toute leur dur\u00e9e de validit\u00e9<\/strong> et pour un <strong>minimum de 36 mois apr\u00e8s la derni\u00e8re collecte<\/strong>. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Il est essentiel que toutes les informations mandat\u00e9es restent accessibles \u00e0 des fins de v\u00e9rification ou \u00e0 des fins l\u00e9gales si n\u00e9cessaire.<\/span><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-1rqae82-5462c358d59fe2f1d5abf869d59413e6 av_one_half  avia-builder-el-52  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxop5uc8-22b35342e1358a6e98eb16b20dd208c2\">\n.iconbox.av-lxop5uc8-22b35342e1358a6e98eb16b20dd208c2 .iconbox_icon{\ncolor:#2278e2;\n}\n.iconbox.av-lxop5uc8-22b35342e1358a6e98eb16b20dd208c2 .iconbox_icon.avia-svg-icon svg:first-child{\nfill:#2278e2;\nstroke:#2278e2;\n}\n<\/style>\n<article  class='iconbox iconbox_left av-lxop5uc8-22b35342e1358a6e98eb16b20dd208c2  avia-builder-el-53  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Mandats papier\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Mandats papier<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les commer\u00e7ants doivent conserver tous les mandats papier sign\u00e9s, y compris toute modification ou annulation ult\u00e9rieure. Ceux-ci peuvent \u00eatre stock\u00e9s sous forme de documents originaux ou sous forme num\u00e9ris\u00e9e.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><div  class='flex_column av-5aakgkl-e93861925916858b6c2cf8edfb46f61a av_one_half  avia-builder-el-54  el_after_av_one_half  avia-builder-el-last  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoq1gu0-c90156a5f52e87461b1df7078c34ff0f\">\n.iconbox.av-lxoq1gu0-c90156a5f52e87461b1df7078c34ff0f .iconbox_icon{\ncolor:#16aa11;\n}\n.iconbox.av-lxoq1gu0-c90156a5f52e87461b1df7078c34ff0f .iconbox_icon.avia-svg-icon svg:first-child{\nfill:#16aa11;\nstroke:#16aa11;\n}\n<\/style>\n<article  class='iconbox iconbox_left av-lxoq1gu0-c90156a5f52e87461b1df7078c34ff0f  avia-builder-el-55  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Ic\u00f4ne : Mandats \u00e9lectroniques\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue823' data-av_iconfont='entypo-fontello'  ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Mandats \u00e9lectroniques<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les commer\u00e7ants sont responsables de stocker (de mani\u00e8re s\u00e9curis\u00e9e) toutes les donn\u00e9es relatives aux mandats \u00e9lectroniques.<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-od6g5e-17352939de2a56512679d0fc1d69c05d\">\n.avia-section.av-od6g5e-17352939de2a56512679d0fc1d69c05d .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_8'  class='avia-section av-od6g5e-17352939de2a56512679d0fc1d69c05d main_color avia-section-default avia-no-border-styling  avia-builder-el-56  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxopycts-f9b6c79c2bc17335567c089c3ed85c20\">\n#top .av-special-heading.av-lxopycts-f9b6c79c2bc17335567c089c3ed85c20{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxopycts-f9b6c79c2bc17335567c089c3ed85c20 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxopycts-f9b6c79c2bc17335567c089c3ed85c20 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"updates\"  class='av-special-heading av-lxopycts-f9b6c79c2bc17335567c089c3ed85c20 av-special-heading-h2 blockquote modern-quote  avia-builder-el-57  el_before_av_tab_container  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Mises \u00e0 jour et modifications des mandats<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='tabcontainer av-m0m5bcmd-a620302192f39297b9c3cf4cf97868be top_tab  avia-builder-el-58  el_after_av_heading  avia-builder-el-last '>\n<section class='av_tab_section av_tab_section av-m0m5b1tb-00089141acbfc2188911074b4c77a180'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div id='tab-id-1-tab' class='tab active_tab' role='tab' aria-selected=\"true\" tabindex=\"0\" data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >Directives g\u00e9n\u00e9rales<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' role='tabpanel' aria-labelledby='tab-id-1-tab' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les commer\u00e7ants (cr\u00e9anciers) et les clients (d\u00e9biteurs) ont la possibilit\u00e9 de demander des modifications \u00e0 un mandat SEPA \u00e0 tout moment. Ces modifications doivent \u00eatre convenues par les deux parties. Les deux banques associ\u00e9es doivent \u00eatre inform\u00e9es de tout changement pour garantir le bon d\u00e9roulement des transactions.<\/span><\/p>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-m0m5axjc-c897eb654ee1122f138f31e3c2bcd7ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div id='tab-id-2-tab' class='tab' role='tab' aria-selected=\"false\" tabindex=\"0\" data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >Responsabilit\u00e9s<\/div><div id='tab-id-2-content' class='tab_content' role='tabpanel' aria-labelledby='tab-id-2-tab' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Le d\u00e9biteur et le cr\u00e9ancier sont responsables de la mise en \u0153uvre et de la communication des modifications aux mandats. Ces changements peuvent inclure (mais ne sont pas limit\u00e9s \u00e0) :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L&rsquo;utilisation d&rsquo;un nouvel identifiant de cr\u00e9ancier (ICS) par le cr\u00e9ancier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Changement de nom du cr\u00e9ancier<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Modifications du compte bancaire du d\u00e9biteur (que ce soit au sein de la m\u00eame banque ou vers une autre).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Les commer\u00e7ants doivent :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enregistrer et conserver toutes les modifications apport\u00e9es \u00e0 un mandat<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Communiquer ces changements \u00e0 la banque avant le prochain processus de collecte<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">S&rsquo;assurer que tous les changements sont document\u00e9s et inclus dans le message XML pour le prochain paiement.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-m0m5bbs7-7181185f44b7e0db9f656cc6af359862'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div id='tab-id-3-tab' class='tab' role='tab' aria-selected=\"false\" tabindex=\"0\" data-fake-id='#tab-id-3' aria-controls='tab-id-3-content'  itemprop=\"headline\" >Modifications demand\u00e9es<\/div><div id='tab-id-3-content' class='tab_content' role='tabpanel' aria-labelledby='tab-id-3-tab' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les commer\u00e7ants peuvent avoir besoin de mettre \u00e0 jour :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La <strong>r\u00e9f\u00e9rence de mandat unique<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Leur <strong>nom commercial<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Leur<strong> identifiant de cr\u00e9ancier (ICS)<\/strong>.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Les clients peuvent \u00e9galement demander des modifications, comme <strong>le passage \u00e0 un autre compte bancaire<\/strong>. Il est imp\u00e9ratif qu&rsquo;ils informent le commer\u00e7ant avant que ces changements ne soient mis en \u0153uvre pour \u00e9viter tout probl\u00e8me de paiement.<\/span><\/p>\n<\/div><\/div><\/section>\n<\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-diagonal border-extra-diagonal-inverse '><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4do92zp-2b74fb123a1f5340a3b7113f14dee9b6\">\n.avia-section.av-4do92zp-2b74fb123a1f5340a3b7113f14dee9b6{\nbackground-color:#8cc04d;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_9'  class='avia-section av-4do92zp-2b74fb123a1f5340a3b7113f14dee9b6 footer_color avia-section-default avia-no-border-styling  avia-builder-el-59  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-3y0qax1-1c3f447043045539abab5bb17616e41d av_one_full  avia-builder-el-60  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxaaycph-773db0a8cbfe8608c90fa42a12e36018\">\n#top .av-special-heading.av-lxaaycph-773db0a8cbfe8608c90fa42a12e36018{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxaaycph-773db0a8cbfe8608c90fa42a12e36018 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxaaycph-773db0a8cbfe8608c90fa42a12e36018 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"end\"  class='av-special-heading av-lxaaycph-773db0a8cbfe8608c90fa42a12e36018 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-61  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Quand se termine l\u2019autorisation de pr\u00e9l\u00e8vement SEPA ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxaayqei-cae16f94ae492487b14a99079a3ddbb7\">\n#top .av_textblock_section.av-lxaayqei-cae16f94ae492487b14a99079a3ddbb7 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxaayqei-cae16f94ae492487b14a99079a3ddbb7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les autorisations de pr\u00e9l\u00e8vement SEPA pour les paiements r\u00e9currents <strong>n&rsquo;ont g\u00e9n\u00e9ralement pas de date de fin<\/strong> sp\u00e9cifique et <strong>restent valides jusqu&rsquo;\u00e0 la fin du contrat associ\u00e9<\/strong>. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cependant, il est important de comprendre les <strong>conditions sous lesquelles un mandat expire<\/strong> :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Un mandat expire automatiquement <strong>36 mois<\/strong> apr\u00e8s le premier pr\u00e9l\u00e8vement s&rsquo;il n&rsquo;y a eu aucun autre pr\u00e9l\u00e8vement SEPA trait\u00e9 par la suite.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">De m\u00eame, si 36 mois se sont \u00e9coul\u00e9s depuis la derni\u00e8re transaction de pr\u00e9l\u00e8vement SEPA, le mandat expirera \u00e9galement.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Cette r\u00e8gle garantit que les mandats ne sont pas valables ind\u00e9finiment sans activit\u00e9.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_10'  class='avia-section av-366lhhh-2bcb7fbdcc478ba11bdf34dab93f8701 main_color avia-section-default avia-no-border-styling  avia-builder-el-63  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-2fcntmt-69495787179e124231acaf43749b4267 av_one_full  avia-builder-el-64  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxaazfsu-522770e237c6bb2a301eb45b270d386a\">\n#top .av-special-heading.av-lxaazfsu-522770e237c6bb2a301eb45b270d386a{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxaazfsu-522770e237c6bb2a301eb45b270d386a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxaazfsu-522770e237c6bb2a301eb45b270d386a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"cancellation\"  class='av-special-heading av-lxaazfsu-522770e237c6bb2a301eb45b270d386a av-special-heading-h2 blockquote modern-quote  avia-builder-el-65  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Annulation du mandat<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m0m4wqh4-ae620fe84e3db17dd07731683a06e214 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"flex-shrink-0 flex flex-col relative items-end\">\n<div>\n<div class=\"pt-0\">\n<div class=\"gizmo-bot-avatar flex h-8 w-8 items-center justify-center overflow-hidden rounded-full\">\n<div class=\"relative p-1 rounded-sm flex items-center justify-center bg-token-main-surface-primary text-token-text-primary h-8 w-8\">Tant le client que le commer\u00e7ant ont le droit d&rsquo;annuler un mandat de pr\u00e9l\u00e8vement SEPA \u00e0 tout moment. De plus, comme mentionn\u00e9 pr\u00e9c\u00e9demment, tout mandat inactif pendant 36 mois doit \u00eatre automatiquement annul\u00e9 par le commer\u00e7ant.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-&#091;20px&#093; text-message flex w-full flex-col items-end gap-2 break-words &#091;.text-message+&amp;&#093;:mt-5 overflow-x-auto whitespace-normal\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"4fd70bc0-f2e5-40be-b979-bb390b0483ac\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-&#091;3px&#093;\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Pour <strong>annuler un mandat<\/strong>, le sch\u00e9ma SDD stipule que le client <strong>doit contacter le commer\u00e7ant<\/strong>. Cela permettra une gestion appropri\u00e9e de l&rsquo;annulation.<\/p>\n<p>Certaines banques ne respectent pas le sch\u00e9ma SEPA et permettent aux clients d&rsquo;annuler un mandat par l&rsquo;interm\u00e9diaire de leur banque. Dans ce cas, la banque n&rsquo;informe pas le commer\u00e7ant avant que celui-ci n&rsquo;essaie de pr\u00e9lever des fonds sur ce mandat. <strong>L&rsquo;effet pour le client et la banque est imm\u00e9diat<\/strong> (si effectu\u00e9 pendant les heures d&rsquo;ouverture bancaires), mais ce n&rsquo;est pas la proc\u00e9dure correcte.<\/p>\n<p><strong>Une fois un mandat annul\u00e9,<\/strong> <strong>il ne peut pas \u00eatre r\u00e9utilis\u00e9<\/strong>. Un nouveau mandat doit \u00eatre \u00e9tabli pour tout autre pr\u00e9l\u00e8vement automatique.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m0m4xr66-f6dfbd07066391b3c4f41360e8dac524\">\n#top .av-special-heading.av-m0m4xr66-f6dfbd07066391b3c4f41360e8dac524{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-m0m4xr66-f6dfbd07066391b3c4f41360e8dac524 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-m0m4xr66-f6dfbd07066391b3c4f41360e8dac524 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"cancellation\"  class='av-special-heading av-m0m4xr66-f6dfbd07066391b3c4f41360e8dac524 av-special-heading-h2 blockquote modern-quote  avia-builder-el-67  el_after_av_textblock  el_before_av_textblock '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Annulation de retrait<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lxab00jd-97be824be86eb644cf8d58fdf5414eb7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Le pr\u00e9l\u00e8vement SEPA Direct Debit Core offre une forte protection aux clients int\u00e9gr\u00e9e dans les r\u00e8gles du sch\u00e9ma. Tout retrait peut \u00eatre annul\u00e9 dans un <strong>d\u00e9lai de huit semaines<\/strong> apr\u00e8s le pr\u00e9l\u00e8vement sans avoir \u00e0 fournir de justification. Les fonds pr\u00e9lev\u00e9s doivent \u00eatre restitu\u00e9s par le commer\u00e7ant.<\/p>\n<\/div><\/section><\/p><\/div><div class='flex_column_table av-1ay3plx-f16716139cc7b2165259015f83984cb4 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ay3plx-f16716139cc7b2165259015f83984cb4\">\n.flex_column.av-1ay3plx-f16716139cc7b2165259015f83984cb4{\nborder-width:1px;\nborder-color:#ffffff;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:50px 50px 50px 50px;\nbackground-color:#0db5c0;\nbackground:linear-gradient( to right, #0db5c0, #38b99b );\n}\n<\/style>\n<div  class='flex_column av-1ay3plx-f16716139cc7b2165259015f83984cb4 av_one_half  avia-builder-el-69  el_after_av_one_full  el_before_av_one_half  first no_margin flex_column_table_cell av-equal-height-column av-align-top  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b\">\n#top .av-special-heading.av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lxoqa1s9-7f67da32ae78d31e64720e7bdfe7fc5b av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-70  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Pour les clients<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoqajvf-e5e17a3d5ae5512245eff9797c13029f\">\n#top .av_textblock_section.av-lxoqajvf-e5e17a3d5ae5512245eff9797c13029f .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxoqajvf-e5e17a3d5ae5512245eff9797c13029f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Pour r\u00e9voquer une autorisation de pr\u00e9l\u00e8vement SEPA, <strong>les clients doivent notifier leur banque en fournissant une raison \u00e0 l&rsquo;annulation<\/strong>. La banque informera alors l&rsquo;entreprise et cessera de collecter les paiements ou remboursera les montants contest\u00e9s.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-igt4qt-74e54d722f4bcfbd1731d6abbff65c8d\">\n.flex_column.av-igt4qt-74e54d722f4bcfbd1731d6abbff65c8d{\nborder-width:1px;\nborder-color:#ffffff;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:50px 50px 50px 50px;\nbackground-color:#38b99b;\nbackground:linear-gradient( to right, #38b99b, #61bc73 );\n}\n<\/style>\n<div  class='flex_column av-igt4qt-74e54d722f4bcfbd1731d6abbff65c8d av_one_half  avia-builder-el-72  el_after_av_one_half  el_before_av_hr  no_margin flex_column_table_cell av-equal-height-column av-align-top  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6\">\n#top .av-special-heading.av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lxoqa88c-5ee81bede51e259cfdabec98e953c1e6 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-73  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Pour les commer\u00e7ants<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoqauyr-a8ede8fd6fa3919b4fa74dc0693ec478\">\n#top .av_textblock_section.av-lxoqauyr-a8ede8fd6fa3919b4fa74dc0693ec478 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lxoqauyr-a8ede8fd6fa3919b4fa74dc0693ec478 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\"><strong>Les commer\u00e7ants sont responsables de la conservation de tous les documents d&rsquo;annulation<\/strong>. S&rsquo;il reste encore des pr\u00e9l\u00e8vements \u00e0 effectuer apr\u00e8s une annulation, les d\u00e9tails de l&rsquo;annulation doivent \u00eatre inclus dans la collecte finale. etc.).<\/span><\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxoqeyuf-16f7377aa74d078b4b29f755ed17798d\">\n#top .hr.hr-invisible.av-lxoqeyuf-16f7377aa74d078b4b29f755ed17798d{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-lxoqeyuf-16f7377aa74d078b4b29f755ed17798d hr-invisible  avia-builder-el-75  el_after_av_one_half  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-lxopghjb-4e60bf8515ce6ae51e31d8589ddf54f9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\"><strong>Les entreprises doivent fournir aux clients un m\u00e9canisme accessible et simple pour annuler un pr\u00e9l\u00e8vement SEPA.<\/strong> Cela inclut une communication claire sur le processus d&rsquo;annulation et la mise \u00e0 disposition des informations pertinentes (sur les sites web, dans les contrats, etc.).<\/span><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_11'  class='avia-section av-10zmm9x-673558826dbf196a6c46ed9449668f12 main_color avia-section-default avia-no-border-styling  avia-builder-el-77  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-1s18rtx-930528fef404173040e50611e10e1372 av_one_full  avia-builder-el-78  el_before_av_one_full  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxabcapc-f337926225311eb4902ba81f0c5e4dd2\">\n#top .av-special-heading.av-lxabcapc-f337926225311eb4902ba81f0c5e4dd2{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxabcapc-f337926225311eb4902ba81f0c5e4dd2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxabcapc-f337926225311eb4902ba81f0c5e4dd2 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"renew\"  class='av-special-heading av-lxabcapc-f337926225311eb4902ba81f0c5e4dd2 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-79  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Renouvellement ou extension des mandats SEPA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lxabclpb-8c48a9fd00783c1361937c465f856e50 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Les mandats ne peuvent \u00eatre <strong>renouvel\u00e9s ou prolong\u00e9s que par communication \u00e9crite.<\/strong> <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si un mandat est annul\u00e9 ou expire, l&rsquo;entreprise ne peut l\u00e9galement pas continuer les pr\u00e9l\u00e8vements. Par cons\u00e9quent, les <strong>entreprises doivent surveiller la validit\u00e9 des mandats<\/strong> et les renouveler d\u00e8s que n\u00e9cessaire.<\/span><\/p>\n<\/div><\/section><\/p><\/div><div  id=\"CTA\"  class='flex_column av-kmomo5-52c9fee2a07764c6f3a8e2c3485f86b7 av_one_full  avia-builder-el-81  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxabcz1j-543f2e3d4ee8a4c208fd6366100b5593\">\n#top .av-special-heading.av-lxabcz1j-543f2e3d4ee8a4c208fd6366100b5593{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lxabcz1j-543f2e3d4ee8a4c208fd6366100b5593 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lxabcz1j-543f2e3d4ee8a4c208fd6366100b5593 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  id=\"digiteal\"  class='av-special-heading av-lxabcz1j-543f2e3d4ee8a4c208fd6366100b5593 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-82  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >S\u00e9curisez et g\u00e9rez vos mandats SEPA avec Digiteal<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-lxabdgb4-afd06bdee30cb3a87239ff5c1f2462b7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-weight: 400;\">Digiteal offre une solution unique et hautement s\u00e9curis\u00e9e pour cr\u00e9er, valider et stocker vos mandats SEPA. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Notre processus d&rsquo;autorisation utilise l&rsquo;<strong>authentification forte du client (SCA)<\/strong> dans l&rsquo;environnement bancaire du client. Cela <strong>am\u00e9liore consid\u00e9rablement la s\u00e9curit\u00e9<\/strong> et <strong>r\u00e9duit le risque de fraude<\/strong>. Chaque autorisation est certifi\u00e9e par Digiteal et vous aide \u00e0 fournir une preuve v\u00e9rifiable du mandat si le d\u00e9biteur ou sa banque le demande.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En utilisant Digiteal, vous b\u00e9n\u00e9ficiez de <strong>mises \u00e0 jour en temps r\u00e9el<\/strong> sur le traitement des mandats via des webhooks. De plus, toute annulation du pr\u00e9l\u00e8vement SEPA (SDD) est \u00e9galement communiqu\u00e9e via des webhooks. Les retraits peuvent \u00eatre effectu\u00e9s depuis n&rsquo;importe quelle banque prenant en charge le SDD et Digiteal peut r\u00e9gler les paiements vers n&rsquo;importe quelle banque de la zone SEPA. Cela offre une <strong>flexibilit\u00e9 exceptionnelle<\/strong> pour permettre les SDD dans toute l&rsquo;Europe \u00e0 tous les commer\u00e7ants.\u00a0<\/span><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-v89c9x-b350251b16c1e63ff610bcf4d666363e\">\n.av_font_icon.av-v89c9x-b350251b16c1e63ff610bcf4d666363e{\ncolor:#ffcd19;\nborder-color:#ffcd19;\n}\n.avia-svg-icon.av-v89c9x-b350251b16c1e63ff610bcf4d666363e svg:first-child{\nstroke:#ffcd19;\nfill:#ffcd19;\n}\n.av_font_icon.av-v89c9x-b350251b16c1e63ff610bcf4d666363e .av-icon-char{\nfont-size:30px;\nline-height:30px;\n}\n<\/style>\n<span  class='av_font_icon av-v89c9x-b350251b16c1e63ff610bcf4d666363e avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span>\n<p><span style=\"font-weight: 400;\">Digiteal garantit que vos autorisations de mandat sont <strong>stock\u00e9es et archiv\u00e9es en toute s\u00e9curit\u00e9 pendant 20 ans<\/strong>, avec la possibilit\u00e9 de prolonger cette p\u00e9riode.\u00a0<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw52byfe-39075f7e241c32c109f081b65bd23e57\">\n.avia-section.av-lw52byfe-39075f7e241c32c109f081b65bd23e57{\nbackground-color:#4ecac2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_12'  class='avia-section av-lw52byfe-39075f7e241c32c109f081b65bd23e57 main_color avia-section-default avia-no-border-styling  avia-builder-el-85  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-jdhts2-45ceea8753a8ffd2d701c80968b63ce5 av_one_full  avia-builder-el-86  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw527x8e-e778f25863cbddbdbce1677fca14e32c\">\n#top .av_textblock_section.av-lw527x8e-e778f25863cbddbdbce1677fca14e32c .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lw527x8e-e778f25863cbddbdbce1677fca14e32c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h3 style=\"text-align: center;\"><strong>Vous souhaitez en savoir plus ? N&rsquo;h\u00e9sitez pas \u00e0 nous contacter.<\/strong><\/h3>\n<\/div><\/section><br \/>\n<div  class='hr av-q3ij9h-415da0aeacfd8bbbd2a7ceb9ac9a26e6 hr-default  avia-builder-el-88  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-lw529n42-a85e299c48da75db0eb4c1fa4dfc36cc-wrap avia-button-center  avia-builder-el-89  el_after_av_hr  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lw529n42-a85e299c48da75db0eb4c1fa4dfc36cc\">\n#top #wrap_all .avia-button.av-lw529n42-a85e299c48da75db0eb4c1fa4dfc36cc{\nfont-size:16px;\nbackground-color:#ffcd19;\nborder-color:#ffcd19;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-lw529n42-a85e299c48da75db0eb4c1fa4dfc36cc .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/www.digiteal.eu\/fr\/contact\/'  class='avia-button av-lw529n42-a85e299c48da75db0eb4c1fa4dfc36cc av-link-btn avia-icon_select-yes-left-icon avia-size-large avia-position-center'   aria-label=\"CONTACTEZ-NOUS\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue844' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >CONTACTEZ-NOUS<\/span><\/a><\/div><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_12'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-24289'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"<p>Qu&rsquo;est-ce qu&rsquo;un mandat de pr\u00e9l\u00e8vement SEPA ? Ce document est un accord juridique qui autorise une entreprise ou une organisation \u00e0 pr\u00e9lever des paiements directement sur le compte bancaire d&rsquo;un particulier ou d&rsquo;une autre entreprise dans la zone SEPA. <\/p>\n","protected":false},"author":8,"featured_media":24238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[148,171,146,191,142,162],"tags":[285,284,260,268,257,256,218],"class_list":["post-24289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fraude","category-paiement","category-paiement-de-confiance","category-psd2-fr","category-psd2-3","category-standard-europeen","tag-debit-fr","tag-direct-fr","tag-paiement","tag-paiements","tag-prelevements-sepa","tag-sdd-fr","tag-sepa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mandats de pr\u00e9l\u00e8vement SEPA : le guide complet - DigiTeal<\/title>\n<meta name=\"description\" content=\"En savoir plus sur les mandats de pr\u00e9l\u00e8vement SEPA, comment les cr\u00e9er et les conserver. 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